"Excessive wear" and "Tire Care" Insurance?

[kg328i]

I'm about to execute my lease agreement and the dealer has offered "Wear and Tear" insurance (~ 1 mo payment) and "Tire Care" insurance (~$500). From those familiar with these programs, is this something I should consider (i.e., probablility of need and "quality" of these insurance products)?

Not sure if this is the proper forum or not for this question, but feedback from anyone with actual experience would be helpful and appreciated.

[BayAreaBMWFan]

Tire insurance might be worth it. YMMV. Do you have a lot of bad roads in your area? Does your car have RFTs?

I am really not sure what wear and tear insurance will cover. BMWFS has fairly generous lease return wear and tear guidelines so in most cases people do not have to pay anything more. Do a search here to find the link to BMWFS guidelines.