Question abouts dealers (credit, jobs, etc)

[ProwessIntrepid]

Hello,

*recap at the bottom for those who dont like to read*

I will be getting a new car as soon as I find the right one. I am looking at the IS250, 350Z, RX-8, MX-5, TT, and of course the 328i. (The BMW is on the top of the list btw) Heres my dilemma. My parents are wealthy, I am not. (I am 24 and in grad school) I don't have a job, never have, my credit is low 6xx and I won't use a cosigner.

My mom just bought a fully loaded LS for like 90k, so the Lexus people are cool with me. I can buy with them for 5% and the price is good. Subaru offered 6.9% with below invoice pricing on a Tribeca. Mazda dealership is a friend of the family and I can get anything from there at the lowest rates at invoice or below. Even though I can get a bunch of other cars pretty easy, the Bimmer just seems to be calling my name. Its just something about the feel of the ride that keeps me thinking about it when I am test driving something else.

Do you think (or if dealers are listening) that BMW is easy to get along with when asking for low interest or factor, not having a job or credit? The other dealerships know my parents from being prominent here in the city (I sit in the owners box to O's games and that kind of stuff) but the local BMW place had no idea who I was or my parents. So I basically want to walk in there and ask for a ED, with competitive rates and price with no cosigner, no job, no credit, and just my word that my parents pay everything. If I buy a big down payment is fine but I was considering leasing.

Maybe the Lexus and Mazda dealership being so nice to me will make the BMW guys jealous and they will be more inclined to help out.

FYI, I am not one of the mommas boy spoiled brat types. I am in the big H in boston for religious studies and my parents continue to support me as long as I bring home a bunch of A's. Eventhough I could get a RX-8, at invoice, low rates, it just doesn't feel the same for some reason. I just hope I don't have to jump threw a million hoops to get one. I will take any dealer, anywhere in any state but close to MD would be nice. I am nonchalantly gonna ask my local dealer about financing somebody in a unique situation like me and see what he says.


*Recap*

-parents wealthy, me not, but parents pay everything
-no job, no credit, no cosigner
-can get IS250 or RX-8 for nothing if I wanted cause of family influence in city
-I want the 328i coupe most likely ED (cause I will be summering there)
-need a dealer that wants to deal with special people and get my undying loyalty and gratitude
-family owns most restaurants in Baltimore and owners box tickets...;) hint hint

Thanks,
-G

[wrobbins8047]

Ok so your parents pay everything why don't they just go ahead and buy it for you? Or use them as a cosigner to build your credit?

If I didn't know you, and with a 600 score I would charge high interest to you. If you ever go out side of your local area and move away from mummy & daddy how would non special people deal with special people like your self? Sounds like you will be living in the shadow of your parents for the rest of your life.....

[SirSterlingGray]

as a dealership f&m...
the 5% is based on cosigner. we wont tell u until u come to the "box". its bad business to give too much info before commitment.
with enuff downpayment, u'r credit wont matter.
ford motor will give u an extra $1000 if u finance with them, but the rates are higher. around 8-11 with low 600s.
toyota n lexus will have u around the same rate but they can jump tiers more easily. u might be able to get a tier 2 rate with tier 3 credit, which will drop u to 7-8%.
credit union is u'r best bet. world bank has 4.9 for 72, pentagon and usaa have around 5.9 for 60 mths.

then again, u'r getting a free new car. just drive it till u graduate and become u'r own man, then get a lambo. any free car i got from my parents was at least 15 yrs and burnt oil. i still considered it the best gift a father could give.
now a beemer is a beemer, if achilles had a car, it'd b a beemer.
and if u make u'r folks see that point, they might trade the lex for a beemer too.

[ProwessIntrepid]

Ok so your parents pay everything why don't they just go ahead and buy it for you? Or use them as a cosigner to build your credit?

If I didn't know you, and with a 600 score I would charge high interest to you. If you ever go out side of your local area and move away from mummy & daddy how would non special people deal with special people like your self? Sounds like you will be living in the shadow of your parents for the rest of your life.....

I don't live in the shadow of anybody. I get straight A's in an ivy league school and my parents pay everything until I graduate. Its not uncommon. And I didn't mean special as in extraodinary I just meant that I had a unique case. And even if my parents always paid for everything, I wouldn't mind....more time to study.

as a dealership f&m...
the 5% is based on cosigner. we wont tell u until u come to the "box". its bad business to give too much info before commitment.
with enuff downpayment, u'r credit wont matter.
ford motor will give u an extra $1000 if u finance with them, but the rates are higher. around 8-11 with low 600s.
toyota n lexus will have u around the same rate but they can jump tiers more easily. u might be able to get a tier 2 rate with tier 3 credit, which will drop u to 7-8%.
credit union is u'r best bet. world bank has 4.9 for 72, pentagon and usaa have around 5.9 for 60 mths.

then again, u'r getting a free new car. just drive it till u graduate and become u'r own man, then get a lambo. any free car i got from my parents was at least 15 yrs and burnt oil. i still considered it the best gift a father could give.
now a beemer is a beemer, if achilles had a car, it'd b a beemer.
and if u make u'r folks see that point, they might trade the lex for a beemer too.

Lexus, Subie, Mazda all have me at 5.9 or 6.9%. My parents won't buy it outright, cause they want to make sure I keep my grades up and they are weird about that stuff. They said if I bought it, then they will pay half of the price of the car for the down payment plus the monthlys or if I lease, just the monthlys, which is what they always do. As for the lambo..... My uncle and his sons have them and I play around in them all the time. They aren't really my thing. And my family is stuck on Japanese stuff. They would never switch to a german car company. They see me as the rebel for wanting something other then a Lexus.

I am meeting with the internet manager of BMW in Towson, MD in the next few days and will see what she says. I hope they don't pull any 12% nonsense. Maybe they will be easier if I ED, or just finance through my own bank. However my own bank is more strict then the dealerships. I couldn't even add my gf to one of my accounts without more id then I even possess. My own credit union, which I have separate from my parents, doesn't like to deal with me at all. They always want me to prove all kinds of weird things, like pay stubs :dunno:

:p Both posters above me made a comment seemingly about my manliness which I don't understand. Just because my parents made something of themselves is nothing to insult me or them over. I hope that I can provide as much as possible for my kids in the future. I am not any less of a man because my parents pays for college. (my scholarships cover most of it anyway)

I am currently looking for any BMW meetups in the Baltimore area. Maybe I will meet some dealers or owners and we can chat about life with a Beemer.

-G

[Alfred Neuman]

correct me if i am wrong, but to get a loan you need credit and a job (doesnt matter if your dad is gates if you tried to finance it under your name).

realistically i'd assume you'd need a cosigner as is, to most likely get a loan and to get a low apr.

[Alfred Neuman]

like they say... you could be rollin in millions but still not get a loan, due to bad/low credit.

same is said about employment. The bank lenders don't take verbal agreements of "family will pay for it". They need a hard physical contract, because if you default on your loan, they need someone to go after for it.

i don't know what kind of interest you're looking at, but most likely 10***37; (if you're approved)only way to decrease this is to either have your parents cosign, or build up your credit and try at a later time as well as having a job btw.

[ProwessIntrepid]

I can get 5% on a loan from Mazda with no proof of job or credit. I can get 5% from Lexus and 6% from Subaru (Tribeca) all without proof of a job or pay stubs or a high credit score. Both Mazda and Lexus will deal with me because they know my family in the area (as they are prominent) and I just told the Subie dealer that I would bring half the car price upfront and he smiled and said ok. I almost got the Tribeca( needed awd but now i dont and it has the coolest interior). Its all how you carry yourself. If I pull up in my moms 90k LS, most places will probably be willing to deal. Or if I show them pics of me in the owners box with Pete Angelos (Orioles owner) or my three guest appearances on Homicide Life on the Street :bigpimp: I might get some help. :rofl:

So I could get the RX-8, MX-5 if I wanted, because I am getting a coupe for sure. It just something about the 3 that I like. And picking it up in Germany is cool. If I didn't pay for the car outright I am sure I could get 5-8% if I walked into the dealership tomorrow with 20k and said lets deal. I keep reading RX-8/MX-5 forums and now I am starting to look at some G37 and the new infiniti ex cuv thing and they both look promising. I am definately willing to work with the dealers, because monthly payment size is not my main concern. If a dealership was willing to work with me and act like they are able to help I would pay a higher price for the car I want. If not you'll see me on the RX-8 and G37 forums probably yelling that I couldn't get the 3.

Later today or in the next day or so I am going to deal with my first salesman (internet lady) and I will tell them about Mazda and Lexus and hopefully they want me in BMW as much as I do.

I almost forgot, I got a Prius 07 Touring for 5% with no job or credit. I am a frequenter on the prius forums.

I would never let a dealership force me to prove anything. I have never needed to prove anything and for my next car I won't either. Like I said before, its the way you carry yourself (and my parents owning all the 24/7 diners in Balto helps) Also I hope I don't sound snobbish. I work 7 days a week at a church charity (I am studying religion in Boston) and have been considering the Priesthood, in which case I will defiantely not be driving BMW's then, so I figure I need to get my kicks now.

-G

[08x3]

Dude, I honestly read the entire previous post thinking it one of the other posters giving a very sarcastic imitation of the rich kid. I'm still not sure that you're not a troll.

Anyways, I don't think you've risen to the level of snob yet but you're working your way there. If I met you offline at a meetup and you kept mentioning things like hanging with Angelos, cruising in the Lambo, and summering (which we regular folk don't ever use), I could see my quickly shouting out a quick STFU.. Mention the 90k LS or owning all the restaurants, or studying in the ivy league again I'd probably get physical. Why? Not completely out of jealousy (cuz I'd love to drive a Lambo), but because in the real world of everyday people nobody gives a **** about who you are (or your family) or what you have. You'd think a Harvard Divinity student would realize the world is bigger than he.

I say get the Bimmer and be happy. Getting your parents to cosign seems like it'll solve your problem. If not, who cares; seems as if your folks have a few more dollars to spare.

[krash]

Given your financial situation, and the fact that you don't want to depend on your parents (which is a good thing), I'd suggest you check out these:
http://www.vw.com/

EDIT: Nevermid. I just re-read your post. If you're parents are paying for your car, then I'm not sure what the issue is.

[schley]

In order to give you advice we need a complete insight into your family's business, their business's relationship with dealers, what you do 7 days a week for volunteer work, how you look when you smile at the dealers, what size is the picture of you and Peter Anglos and if framed how is it matted?

[Alfred Neuman]

I can get 5***37; on a loan from Mazda with no proof of job or credit. I can get 5% from Lexus and 6% from Subaru (Tribeca) all without proof of a job or pay stubs or a high credit score. Both Mazda and Lexus will deal with me because they know my family in the area (as they are prominent) and I just told the Subie dealer that I would bring half the car price upfront and he smiled and said ok. I almost got the Tribeca( needed awd but now i dont and it has the coolest interior). Its all how you carry yourself. If I pull up in my moms 90k LS, most places will probably be willing to deal. Or if I show them pics of me in the owners box with Pete Angelos (Orioles owner) or my three guest appearances on Homicide Life on the Street :bigpimp: I might get some help. :rofl:

So I could get the RX-8, MX-5 if I wanted, because I am getting a coupe for sure. It just something about the 3 that I like. And picking it up in Germany is cool. If I didn't pay for the car outright I am sure I could get 5-8% if I walked into the dealership tomorrow with 20k and said lets deal. I keep reading RX-8/MX-5 forums and now I am starting to look at some G37 and the new infiniti ex cuv thing and they both look promising. I am definately willing to work with the dealers, because monthly payment size is not my main concern. If a dealership was willing to work with me and act like they are able to help I would pay a higher price for the car I want. If not you'll see me on the RX-8 and G37 forums probably yelling that I couldn't get the 3.

Later today or in the next day or so I am going to deal with my first salesman (internet lady) and I will tell them about Mazda and Lexus and hopefully they want me in BMW as much as I do.

I almost forgot, I got a Prius 07 Touring for 5% with no job or credit. I am a frequenter on the prius forums.

I would never let a dealership force me to prove anything. I have never needed to prove anything and for my next car I won't either. Like I said before, its the way you carry yourself (and my parents owning all the 24/7 diners in Balto helps) Also I hope I don't sound snobbish. I work 7 days a week at a church charity (I am studying religion in Boston) and have been considering the Priesthood, in which case I will defiantely not be driving BMW's then, so I figure I need to get my kicks now.

-G

see i don't believe 100% of this story, because a key piece is missing here. everything that has to do with credit has to do with your income. when you're trying get a loan, they look at your income to debt ratio as well as your credit. they don't look at the fact your parents have 100 million in their bank account, nor they own 300 24/7 ihops.

unless you get a cosigner i don't see how you will get a loan if you don't have income. Like i said before, saying your parents are going to pay your loan while it's under your name will not get you a loan muchless at 5%.

i'm not trying to be a mean person here, but i know from first hand no credit=no loan. no income= no loan.

[ProwessIntrepid]

For a BMW forum I would figure that most around here would be used to people with money. And I have never been accused of being a troll before either. (first time for everything :cry: )

I absolute know and believe that the world doesn't revolve around people with money, but if I can take advantage of my parents hard work, then why not. Although the point of this thread was to find out how many hoops I would have to jump through for the dealership because I didn't want to have to ask my parents to cosign or to buy the car outright. I only mentioned my family situation to let you know thats its common for me to get cars without any proof of anything because of how much shopping my family does at specific dealerships and so they are nice to me. I was only joking about Angelos and the restaurants and my 3 guest appearances on Homicide :bigpimp: (although they are true) and thinking that they would have any impact on the outcome.

Tomorrow I am going to BMW of Towson MD to test drive a few models and possibly place an order for ED hopefully being able to pick it up sometime in June. Although I really wanted to test drive a G37 before making my decision, but that might not be able to happen.

Personal Note. I am sure that nearly everybody on this forum has more money then me. My parents have money from working hard their whole lives, which seems to be a crime these days. I am a poor college student working in a double masters program at two colleges and a Seminary. My parents simply indulge my one vice which is being a driving/flying enthusiast. I think its funny that I sound like a rich kid because compared to my classmates I am the poor kid, because my parents, although paying for most of my stuff, don't just throw me bags of money. You want to see rich kids, then come visit me and I will take you around Harvard and MIT and show you students that live in private penthouses and drive 70k+ cars. My parents who grew up poor, like welfare poor, just happen to invest in restaurants, work hard in real estate and make something of themselves and it always seems like thats something wrong. And the children of hard working people are always the spoiled little rich kids that didn't deserve it. Enough with the cliches. Technically I am probably poorer then almost everyone on this forum considering I don't actually make any money at all. My self-esteem is good enough however that I can be comfortable with myself either being rich or poor or in between without shame.

@the poster who threatened violence. The only thing I like as much as driving is MMA. My father before making his money was featured on the cover of Black Belt Magazine like 25 years ago and I followed in his footsteps but became a full contact fighter instead of a Martial Artist. So do you mind if I borrow your BMW (you have one right?) while you are recovering in the hospital? :D

I hope that the almost negative first impression I gave (although I don't know how I did that) doesn't affect my postings in this forum. I heavily modified and play with my cars and don't want to be outcasted or insult anyone here. I think that once I get the 3 and meet some of the posters at a local meet up, I can make a better impression to show that I am the last thing from a rich kid. Sorry for the long posts...habit from college I guess where everything you write has to be 50 pages long.

-G

[Alfred Neuman]

ok i honestly do not think you even understand what we tried to tell you even as a friendly advice. ill leave it at that and so be it.

[derekjbock]

For a BMW forum I would figure that most around here would be used to people with money. And I have never been accused of being a troll before either. (first time for everything :cry: )

I absolute know and believe that the world doesn't revolve around people with money, but if I can take advantage of my parents hard work, then why not. Although the point of this thread was to find out how many hoops I would have to jump through for the dealership because I didn't want to have to ask my parents to cosign or to buy the car outright. I only mentioned my family situation to let you know thats its common for me to get cars without any proof of anything because of how much shopping my family does at specific dealerships and so they are nice to me. I was only joking about Angelos and the restaurants and my 3 guest appearances on Homicide :bigpimp: (although they are true) and thinking that they would have any impact on the outcome.

Tomorrow I am going to BMW of Towson MD to test drive a few models and possibly place an order for ED hopefully being able to pick it up sometime in June. Although I really wanted to test drive a G37 before making my decision, but that might not be able to happen.

Personal Note. I am sure that nearly everybody on this forum has more money then me. My parents have money from working hard their whole lives, which seems to be a crime these days. I am a poor college student working in a double masters program at two colleges and a Seminary. My parents simply indulge my one vice which is being a driving/flying enthusiast. I think its funny that I sound like a rich kid because compared to my classmates I am the poor kid, because my parents, although paying for most of my stuff, don't just throw me bags of money. You want to see rich kids, then come visit me and I will take you around Harvard and MIT and show you students that live in private penthouses and drive 70k+ cars. My parents who grew up poor, like welfare poor, just happen to invest in restaurants, work hard in real estate and make something of themselves and it always seems like thats something wrong. And the children of hard working people are always the spoiled little rich kids that didn't deserve it. Enough with the cliches. Technically I am probably poorer then almost everyone on this forum considering I don't actually make any money at all. My self-esteem is good enough however that I can be comfortable with myself either being rich or poor or in between without shame.

@the poster who threatened violence. The only thing I like as much as driving is MMA. My father before making his money was featured on the cover of Black Belt Magazine like 25 years ago and I followed in his footsteps but became a full contact fighter instead of a Martial Artist. So do you mind if I borrow your BMW (you have one right?) while you are recovering in the hospital? :D

I hope that the almost negative first impression I gave (although I don't know how I did that) doesn't affect my postings in this forum. I heavily modified and play with my cars and don't want to be outcasted or insult anyone here. I think that once I get the 3 and meet some of the posters at a local meet up, I can make a better impression to show that I am the last thing from a rich kid. Sorry for the long posts...habit from college I guess where everything you write has to be 50 pages long.

-G

I'm mad at myself that I just wasted 10 minutes ready through self-riteous overprivelaged psychotic ranting. If you're thinking about the priesthood..then it just confirms my choice to walk away from the church.:thumbdwn:

[ProwessIntrepid]

Psychotic ranting?? Your calling me that, while stating that the postings of somebody on a CAR FORUM could sway your decision from being with a Church or not.

I don't see how my posts are weird of especially psychotic at all. Not that I need your approval or anything. I wrote I couple of light hearted posts how whether or not BMW would deal with me without a cosigner or not. Whats wrong with that. And why are children of wealthy parents overprivileged? If/when you have kids, you won't pay for their schooling or help them out so they don't have to suffer and grow up poor like you did? The only people with problems that I see here are the ones that have a problem with the fact that my parents work hard and mad money. What crime...oh no....working hard and making something of yourself to provide for your kids. Oh so I understand now, we have to starve our children and not give them anything because they will be spoiled.

I really don't understand most people. It must be jealousy or just a misunderstanding in what I write or you have never met wealthy people before. Big deal my family has money, probably much more then yours, I drive a Mazda3 and yet everyone of my friends has an Audi, BMW, Merc, Porsche or the like. Big deal, grow up, except the fact that everybody is different and unique. I honestly can't believe I am wasting my time writing all this on a car forum. I am not going to post anymore in this thread unless its really called for. If/when I get the 3 you will find me in the mods sections. Sorry if I offended anybody because my parents work for a living and want their sons to go to college which they could never do.

-G

[derekjbock]

Firstly, for a someone with a theoretical Ivy league education..your grammer is horrible. Secondly, I'm not 'poor'. If you want our wealth managers to meet up and have an estate 'pissing contest' then let me know. Yes, I had someone help me financially through the first 8 years of my 12-years of higher education..but I don't rub the adavntage in peoples faces. Humility is an character trait..obviously one that you do not possess. YOUR post did not sway me from the church..it was numerous years of education and enlightenment that made me realize the orginizations hypocrisy. Don't confuse spirituality with religion..they're often seperate. 'Overprivelaged': you don't even fully appreciate what you've been given...and yes it has been given to you. If you truly appreciated everything that your PARENTS money has given you, you wouldn't have mentioned it in the first place. You need to grow up quite a bit..your parents obviously know this..otherwise they wouldn't be holding 'grades' over your head as a bargaining chip. Good luck on your journey, hopefully you'll find your place.

[Alfred Neuman]

you do realize banks are the ones who process any sort of deals right? and they dont care if youre bill gates. if you dont have money or a job they wont give you a loan and you could be the 2nd comming of jesus for all they care.

[Jus10inOC]

Intrepid, good luck with your school. I worked 40 hours a week and got my degree SANS PARENTS, and got my A's, now I drive my BMW purchased on my own accord and park it out in front of my house on the beach in Newport. Get the BMW....get a real nice one and then wrap it around a tree.

[Alfred Neuman]

i think that comment is excessive. i'm trying to tell this student facts but not bs him about.
to get the car under your name while it being financed, you need to get credit approved. you also need to prove your net income for the banks to approve your purchase, as well as length of employment. based on that, they see if you're a high risk investment or not. Knowing this will get you approved for a loan or not; if they do approve you then they see what your credit report is based on and charge you interest accordingly.

i could care less if you know the owner of the O's. hell i met and talked to cal ripken back in the day, but who cares. I don't have an interest on how much bling your parents have and how you went to an invy league college to persue the peace corp in the end. What i do care is that you know facts to what gets you a loan and what determines what interest they charge you.

when it comes to money, blood or friendship is always put last in a lot of situations. This dealer is no different. You're being played with and that is how they will play you until you get the car.

if there's one thing college failed to instill upon you it's all about the financial world. Take it from a college drop out who has learned from messing up his credit if anything else.

[martingalemetho]

It seems luck is not on Prowess's side with car deals. His prius deal (http://priuschat.com/index.php?showtopic=24389&pid=318913&mode=threaded&show=&st=&) fell through.

Quoted for truth:
It seems my original finance guy felt sympathy for me because of tough situations in my life and childhood and apparently made him give me a better deal. I have had more then my fair share of unwarranted troubles but this situation was the only one that hurt. In the short time of three weeks that I devoted my life to getting and understanding a Prius, it became more of a symbol to me, that innocent people that are thrown into problems can still look good in a cool car. The ride home the dealership in my Focus was probably the worse few moments in my life. I would not have cared if they said from the beginning that I couldn't have it, but getting the Fob in my hand and the manual and the congratulations, just made it all to real.


myspace (http://www.myspace.com/prowesstwilight) tells a similar story of woe.

About me:
I don't really care about you, so why would you care about me. But I guess if you are going to keep reading I will delight you with something. I like animals more then most people (bugs excluded). I am an environmentalist and animal rights activist. I am also Orthodox Christian and even went to a seminary to study to be a priest until I was kicked out for something I didn't do. Everythings mostly cool with the school now, I hired some million dollar lawyers and they promised to get me anything I want. The last I heard from the school I could go back anytime although I don't know if I want to. I am making too much money now and having too much fun. I drive a 2006 Ford Focus ZW3 Rally Edition car and in December my 2007 Toyota Prius Touring Edition will arrive. Go Hybrids! I am an artist by nature, a writer and poet, and enjoy the Gothic crowd over any others. Thats all, my other secrets are known only to my closest friends.

pwned :thumbdwn:

[crazybelgian]

jebus, he's full of himself (conclusion after checking his myspace)

[DeLaSalle]

For a BMW forum I would figure that most around here would be used to people with money. And I have never been accused of being a troll before either. (first time for everything :cry: )

I absolute know and believe that the world doesn't revolve around people with money, but if I can take advantage of my parents hard work, then why not. Although the point of this thread was to find out how many hoops I would have to jump through for the dealership because I didn't want to have to ask my parents to cosign or to buy the car outright. I only mentioned my family situation to let you know thats its common for me to get cars without any proof of anything because of how much shopping my family does at specific dealerships and so they are nice to me. I was only joking about Angelos and the restaurants and my 3 guest appearances on Homicide :bigpimp: (although they are true) and thinking that they would have any impact on the outcome.

Tomorrow I am going to BMW of Towson MD to test drive a few models and possibly place an order for ED hopefully being able to pick it up sometime in June. Although I really wanted to test drive a G37 before making my decision, but that might not be able to happen.

Personal Note. I am sure that nearly everybody on this forum has more money then me. My parents have money from working hard their whole lives, which seems to be a crime these days. I am a poor college student working in a double masters program at two colleges and a Seminary. My parents simply indulge my one vice which is being a driving/flying enthusiast. I think its funny that I sound like a rich kid because compared to my classmates I am the poor kid, because my parents, although paying for most of my stuff, don't just throw me bags of money. You want to see rich kids, then come visit me and I will take you around Harvard and MIT and show you students that live in private penthouses and drive 70k+ cars. My parents who grew up poor, like welfare poor, just happen to invest in restaurants, work hard in real estate and make something of themselves and it always seems like thats something wrong. And the children of hard working people are always the spoiled little rich kids that didn't deserve it. Enough with the cliches. Technically I am probably poorer then almost everyone on this forum considering I don't actually make any money at all. My self-esteem is good enough however that I can be comfortable with myself either being rich or poor or in between without shame.

@the poster who threatened violence. The only thing I like as much as driving is MMA. My father before making his money was featured on the cover of Black Belt Magazine like 25 years ago and I followed in his footsteps but became a full contact fighter instead of a Martial Artist. So do you mind if I borrow your BMW (you have one right?) while you are recovering in the hospital? :D

I hope that the almost negative first impression I gave (although I don't know how I did that) doesn't affect my postings in this forum. I heavily modified and play with my cars and don't want to be outcasted or insult anyone here. I think that once I get the 3 and meet some of the posters at a local meet up, I can make a better impression to show that I am the last thing from a rich kid. Sorry for the long posts...habit from college I guess where everything you write has to be 50 pages long.

-G

This is a GREAT Forum...:)
I just have never told them that My Father is a US Senator and My Godfather is George Bush, Sr.,...:)

[wrobbins8047]

This is a GREAT Forum...:)
I just have never told them that My Father is a US Senator and My Godfather is George Bush, Sr.,...:)

Well then I think you should be able to get a 5% loan from BMW just having George Bush Sr. as your Godfather.