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I posted the information listed on the contract as to what is covered. If you want any more details please let me know. I live in the Lafayette/West Lafayette area about 60 miles NW of Indy and while we have a small BMW dealer in town I bought my car at the Dryer & Reinboldt there in the Keystone/Carmel area. What brings you to Carmel on a regular basis? I assume you fly into IND when you do visit?