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My warranty runs out in May 2009. Understand that there are two types of warranties that can be extended, the one I paid to get extended was the maintenance warranty. The maintenance was the least expensive of the two.
From my perspective, the maintenance warranty pays for itself in replacing the brakes alone and also prevents things from going bad that would have happened under the drivetrain warranty.
If you have the money ($3000-4000) you can get both, but I'd recommend getting the maintenance warranty for sure, or waiting and getting a 3rd party warranty.