After reading all the threads on the issues w RFT and Rims cracking, etc I checked with my dealer and the quoted me $ 1350 for coverage up to 45,000 miles or 3 years.
Is that a fair price ? I already have 11,000 miles on my bimmer.
I got a decent deal on my 5 with a 24 month lease. it was pretty low around ~800 or so. from reading the history on the car, i think it was a good idea.
however if i was buying or leasing a car with 18" wheels, i'd probably skip it. i have contis and they are doing pretty well.
I was offered about $950 for a non-BMW insurance plan for 5 years with no deductible. This covers the tires and rims for accidental, but not bumper rash or normal wear. They also offered a BMW plan for 5 years with a $50 deductible for $1250. I negotiated the BMW insurance down to $1100 and went with that. I'm a bit weary of the companies offering non-BMW plans and how well-funded their liabilities are. With the BMW plan, you know they aren't going away and considering that you may get a flat on the road away from your dealership, I figured an official BMW plan may save me future hassles. Good luck, regardless getting the insurance is a good idea.
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