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-   -   Do I need insurance for Michelin Primacys? (http://www.bimmerfest.com/forums/showthread.php?t=600279)

doctj 02-11-2012 03:59 PM

Do I need insurance for Michelin Primacys?
 
Just took delivery of my '12 535i m sport and only just noticed that I don't have the notorious Good year RFT on. I took wheel/tire insurance but now I'm wondering whether I should cancel it.

sdg1871 02-11-2012 04:12 PM

I don't know. But I have not heard bubbling complaints here about the Primacies

Tuyen13 02-11-2012 05:05 PM

I have the same tire on my '12 535i M-sport and I bought 5yr tire and wheel insurance anyway. One of the rear tires got punctured by a big nail at 2K miles. Dealer replaced it under the insurance coverage ( $450 worth).

doctj 02-11-2012 08:37 PM

These tires are pretty expensive, I'll probably keep it.

TexEnMan 02-11-2012 08:46 PM

I have the same tires and passed on the insurance. Didn't see the $1500 expense paying off. So far (5500 miles in) so good.

Tuyen13 02-11-2012 09:00 PM

I paid way less than $1000. The second flat tire will break it even for my investment on the insurance plan. It's just a piece of mind. Btw, I've heard that the OEM wheel is very soft that may be susceptible for damage due to bad road.

sdg1871 02-11-2012 09:17 PM

Quote:

Originally Posted by Tuyen13 (Post 6625886)
I paid way less than $1000. The second flat tire will break it even for my investment on the insurance plan. It's just a piece of mind. Btw, I've heard that the OEM wheel is very soft that may be susceptible for damage due to bad road.

Sadly, the OEM wheels are way too heavy and way too weak. That is because BMW cheaped out and used cast rather than forged wheels.

chrischeung 02-11-2012 09:20 PM

Quote:

Originally Posted by sdg1871 (Post 6625914)
That is because BMW cheaped out and used cast rather than forged wheels.

Who uses forged wheels? Audi, Cadillac, Benz, Lexus? Aren't cast wheels the automotive industry standard?

doctj 02-11-2012 09:28 PM

Quote:

Originally Posted by Tuyen13 (Post 6625886)
I paid way less than $1000. The second flat tire will break it even for my investment on the insurance plan. It's just a piece of mind. Btw, I've heard that the OEM wheel is very soft that may be susceptible for damage due to bad road.

How did you get such a low price my dealer charged $1645 and said because it's from BMW it's non negotiable.

Tuyen13 02-11-2012 10:01 PM

Quote:

Originally Posted by doctj (Post 6625946)
How did you get such a low price my dealer charged $1645 and said because it's from BMW it's non negotiable.

It's a third party insurance plan offered by my dealer. I can have wheel and tire service at any authorized provider nationwide using. I am not sure what is the advantage of BMW protection plan over a reputable third party provider. My last insurance claim to replace a tire was extremely smooth.


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