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necknight 11-02-2012 08:24 AM

Question about Leasing
I am considering leasing vs buying.

I am trying to compare each sides, but what keeps happening is I don't see the point of not leasing for this reason.

The option of buying out of a lease. I understand that buying out of a lease is going to be more expensive than financing outright, but it seems like the option of returning at the end of 3 years is worth the couple of extra 1000's of dollars? Am I missing something? Basically, I can't see why I wouldn't lease if I can just buyout and have to pay a little more money to have the option of returning at the end of the lease.

tturedraider 11-02-2012 10:11 AM

That is exactly how some people look at leasing - like buying a stock option, you are willing to pay a premium in order to have the right to purchase at a later date. If that option is worth the cost of the premium to you, then that can make leasing a reasonable choice for you.

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