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-   -   Run-flat Tire and wheel insurance (http://www.bimmerfest.com/forums/showthread.php?t=710490)

tcw9999 07-22-2013 12:08 PM

Run-flat Tire and wheel insurance
 
Hi guys, do you guys know tire and wheel insurance? when eveyone purchase the new BMW and dealer will always offer tire and wheel insurance option to customer.

I heard NA BMW is going to stop that program on Aug. 1st 2013. Not totally stop, but is like becoming limited times of claim or there is deductible fee need to pay... So, go find out, or purchase your new ride asap. good luck!!

WHITEX 07-22-2013 01:48 PM

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tcw9999 07-31-2013 10:42 PM

Run-flat Tire and wheel insurance
 
Quote:

Originally Posted by WHITEX (Post 7725712)
.............

Lol~~ I don't know... To some people this information might important to know.. I am just passing on the information to try to help people. Nothing serious..


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Zter 08-02-2013 08:32 AM

I personally did not find the need for a Tire insurance. Twice when I had a flat tire on my run flats, the tire repair shop patched me up for a mere $10. I had two flats in 3 years.

tcw9999 08-02-2013 10:43 AM

Quote:

Originally Posted by Zter (Post 7748460)
I personally did not find the need for a Tire insurance. Twice when I had a flat tire on my run flats, the tire repair shop patched me up for a mere $10. I had two flats in 3 years.

Really? Cuz I heard run-flat tire is not repairable on most area... And for whatever reason if you get nail then you have to replace the new tire. Also right on insurance exp, my dealership will help me to change brand new set of tires. So that's why I think it's important to get it.

The X Men 08-02-2013 11:28 AM

Quote:

Originally Posted by tcw9999 (Post 7748774)
Really? Cuz I heard run-flat tire is not repairable on most area... And for whatever reason if you get nail then you have to replace the new tire. Also right on insurance exp, my dealership will help me to change brand new set of tires. So that's why I think it's important to get it.

Who told you runflat cannot be repair? The dealer who try to sell you the over priced tire and wheel insurance?? :) :)
Run flats are no difference than conventional tires except for the sidewall. It can be patch if the puncture is not too close to the sidewall. If you drive on the runflat with no air for a long period of time, the sidewall will be compromised, then it needs to be replace.

tcw9999 08-02-2013 11:43 AM

Quote:

Originally Posted by The X Men (Post 7748884)
Who told you runflat cannot be repair? The dealer who try to sell you the over priced tire and wheel insurance?? :) :)
Run flats are no difference than conventional tires except for the sidewall. It can be patch if the puncture is not too close to the sidewall. If you drive on the runflat with no air for a long period of time, the sidewall will be compromised, then it needs to be replace.

OMG!!! I didn't know... I thought I did my homework... Cuz even the guy from tire shop told me its not repairable either... I guess they all want to make money of me. :cry:

The X Men 08-02-2013 01:07 PM

Quote:

Originally Posted by tcw9999 (Post 7748916)
OMG!!! I didn't know... I thought I did my homework... Cuz even the guy from tire shop told me its not repairable either... I guess they all want to make money of me. :cry:

Some tire shop will not patch runflat tires due to liability reason. If you call around, there are quite a few that will repair the tire for you. On top of that, if you buy one tire from the, you can but the tire insurance from them for all four of your tire at $50 a tire, much cheaper than the $1500 BMW charge for the tire insurance.

tcw9999 08-02-2013 01:19 PM

Quote:

Originally Posted by The X Men (Post 7749088)
Some tire shop will not patch runflat tires due to liability reason. If you call around, there are quite a few that will repair the tire for you. On top of that, if you buy one tire from the, you can but the tire insurance from them for all four of your tire at $50 a tire, much cheaper than the $1500 BMW charge for the tire insurance.

Got it!! Thank you for all the informations!! I will do more research again.. Thank you once again.

Anfänger 08-02-2013 01:40 PM

TireRack's tech statement on repairing run flat tires explains that some manufacturers (e.g., Pirelli) do not endorse repair of their RFs, while others provide guidelines that permit some repairs. TireRack's own position is this: Tire Rack will not repair any run-flat tires that have been driven in a severely underinflated or zero pressure condition because the service conditions they experienced and integrity of their internal structural cannot be confirmed.

Bridgestone's guidelines say: It depends on how far and at what speed the car was driven after the puncture was sustained. Repair is possible only if deemed so by the tire sales store. Preconditions include a puncture of less than 6mm for both side-reinforced type and support-ring type Run-Flat tires, plus minimal damage to the support ring in case of the latter. However, it is strongly recommended that the tire is replaced as its durability will have been weakened after being repaired.

So the keys are: 1) know the policy of your tire manufacturer; and 2) respond to TPMS warnings before the tire deflates much. There should almost always be sufficient warning to save the tire. e.g., note that TPMS is mandated in new cars because industry data has revealed that slow leaks account for more than 85% of tire deflations.

But you might still want to consider tire and wheel insurance. There will always be some degree of uncertainty, and some drivers will not feel safe with a repaired RF. BMW will certainly recommend replacement, and many tire shops refuse to consider repair. Yes, you can find cheaper tire insurance from independent tire stores, but there is still the concern that potholes in some cities are bad enough to damage the wheel as well as the tire.

The X Men 08-02-2013 04:19 PM

Quote:

Originally Posted by Anfänger (Post 7749145)
respond to TPMS warnings before the tire deflates much. There should almost always be sufficient warning to save the tire. e.g., note that TPMS is mandated in new cars because industry data has revealed that slow leaks account for more than 85% of tire deflations.

That is why it is always a good idea to carry a portable compressor in the car.

slambmw 08-03-2013 07:41 PM

Run-flat Tire and wheel insurance
 
RF punctures can be repaired or patched on the treads, not the sidewall that will be needed if a flat occurs.

I waived my option to purchase the costly insurance. Only had 3 flats in 15 years of driving. This includes the 2 after our new subdivision was created with all the construction and nails on the road.


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suvguy 08-03-2013 09:50 PM

Had 2 nails. 1st one, the dealer said bring it in, we can patch it. When I brought it in, was told run flat cannot be patched before anyone even looked at it! 4,000 miles, $400.

At 15k, another flat, took it to a tire shop, they fixed it in 10 minutes, no charge. Tires still going strong with 32K miles on them.

ewsr 08-07-2013 11:52 AM

Run-flat Tire and wheel insurance
 
So the dealer wants to sell me a tire and wheel ins package for $1595 underwritten by all All state. The equivalent BMW package it $2295. He won't negotiate the price. This for a 328xi lease, lux line, picking up in munich in 2 weeks. I didn't get the package for my last car, a 2005 330xi, and was glad I didn't.

He claims that 1) replacing a run flat is way expensive and they are more susceptible to problems than regular tires and 2) the 18 inch rims are very susceptible themselves, that replacing one will cost $2000, and that is likely to happen on northeast/NJ roads. I have 24 hrs to decide.

I assume he is exaggerating, but how much. Opinions?


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guyver626 08-07-2013 12:14 PM

Run-flat Tire and wheel insurance
 
Quote:

Originally Posted by ewsr (Post 7758372)
So the dealer wants to sell me a tire and wheel ins package for $1595 underwritten by all All state. The equivalent BMW package it $2295. He won't negotiate the price. This for a 328xi lease, lux line, picking up in munich in 2 weeks. I didn't get the package for my last car, a 2005 330xi, and was glad I didn't.

He claims that 1) replacing a run flat is way expensive and they are more susceptible to problems than regular tires and 2) the 18 inch rims are very susceptible themselves, that replacing one will cost $2000, and that is likely to happen on northeast/NJ roads. I have 24 hrs to decide.

I assume he is exaggerating, but how much. Opinions?


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This is the x3 forum. You might get better answers in the 3series forum. But for my opinion that price is crazy! Especially for a 3 year lease. I would pass on that.

If u bought the car then that might be a different story and if the warranty was for 5 years. Also that's a bunch of crap 1rim for $2000! Laugh real loud the next time he mentions that to you


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The X Men 08-07-2013 12:46 PM

Here is 2013 328i 18" oem rim for the sport line, its $250. Got to love it when those dealers try to use scare tactic to sell a over priced insurance policy.

http://www.ebay.com/itm/BMW-320i-328...659d17&vxp=mtr

CUBMWer 08-10-2013 01:18 PM

Anyone experience using a potable air compressor for a slow leak in your X3 RFT to extend the mileage until you can get to a tire shop? Was it useful? Any suggested model air compressor? Thanks.

tcw9999 08-15-2013 04:41 AM

Run-flat Tire and wheel insurance
 
Quote:

Originally Posted by CUBMWer (Post 7764516)
Anyone experience using a potable air compressor for a slow leak in your X3 RFT to extend the mileage until you can get to a tire shop? Was it useful? Any suggested model air compressor? Thanks.

I haven't try it yet. So sorry can't answer you that....


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GK12650 08-15-2013 06:52 AM

Was in the dealer yesterday. Quoted me $1350 for 3 years.

JSY 08-16-2013 10:23 AM

If you lease and plan on getting a new X3 every 3 years or so, I can't see how the tire insurance can be cost effective. I think you'd really need to have at least 3 of the tires to need to be replaced in order for it to be worth it and really - when was the last time you had to replace 3 tires in 3 years.

(Of course a bunch of you are going to say yes you have and then I look stupid. LOL)

The X Men 08-16-2013 03:57 PM

Quote:

Originally Posted by JSY (Post 7777208)
If you lease and plan on getting a new X3 every 3 years or so, I can't see how the tire insurance can be cost effective. I think you'd really need to have at least 3 of the tires to need to be replaced in order for it to be worth it and really - when was the last time you had to replace 3 tires in 3 years.

(Of course a bunch of you are going to say yes you have and then I look stupid. LOL)

Three tires is just to break even, you need 4 non-repairable flats in three years to make the tire insurance worth while. I think some of these poster here must live next to a nail factory, personally, I think I got 2 non-repairable flats in 25 years.

ashwinkhai 09-16-2013 05:47 PM

Run-flat Tire and wheel insurance
 
Wow.. This forum is amazing.. I just signed for my BMW X3 2014. The finance dept person said the run flat tires cannot be patched and even potholes can cause rim damages which are covered in tire warranty.. She said 1tire alone costs 400 bucks and rim even more.. I was inclined to purchasing it until I read this... I am going to decline it..


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