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Search: Keyword(s): ; Posts Made By: TXPearl
Forum: Ask-A-Dealer 07-23-2015, 07:45 PM
Replies: 78
Views: 3,602
Posted By TXPearl
"but you agreed to $650/mo (verbally) with the...

"but you agreed to $650/mo (verbally) with the salesman".... as if this matters AT ALL.

OP, you'll get the $590/mo. deal if you just remain patient (i.e. do nothing). The other options for the...
Forum: F06 Gran Coupe (2013 - Current) 07-23-2015, 07:07 PM
Replies: 2
Views: 324
Posted By TXPearl
I think your payment is too high, given that you...

I think your payment is too high, given that you can probably get a new one for about that with no mileage issues. Maybe throw in $1-2K and get the effective payment down to $6xx/mo. You'll get...
Forum: F06 Gran Coupe (2013 - Current) 07-21-2015, 05:28 AM
Replies: 10
Views: 887
Posted By TXPearl
Yes, assuming you are replacing another 20"...

Yes, assuming you are replacing another 20" wheel. If you starting with a smaller wheel, the math would be different.
Forum: F06 Gran Coupe (2013 - Current) 07-20-2015, 05:41 AM
Replies: 10
Views: 887
Posted By TXPearl
Should be 3.5mm higher (front) and 3.0mm higher...

Should be 3.5mm higher (front) and 3.0mm higher (rear) as that's the increase in sidewall height vs stock.
Forum: Ask-A-Dealer 07-06-2015, 01:09 PM
Replies: 23
Views: 1,010
Posted By TXPearl
Given the "knowns"... MSRP - $39,600 MF -...

Given the "knowns"...

MSRP - $39,600
MF - .0017
Term/Residual - 36/65%
Payment - $319

...the implied net cap cost is $33,600. With your $4,500 down payment, the gross cap cost is $38,100.
...
Forum: Ask-A-Dealer 07-05-2015, 10:59 AM
Replies: 23
Views: 1,010
Posted By TXPearl
Are they claiming they to have sales tax credits...

Are they claiming they to have sales tax credits to use in this deal? If so, then they're not really giving you a $3,100 discount.
Forum: Ask-A-Dealer 06-23-2015, 06:28 AM
Replies: 23
Views: 1,360
Posted By TXPearl
Did you already submit the credit app and get...

Did you already submit the credit app and get approved?
Forum: Ask-A-Dealer 06-18-2015, 07:31 AM
Replies: 14
Views: 804
Posted By TXPearl
Sounds right, IF the acq. fee is not taxable when...

Sounds right, IF the acq. fee is not taxable when paid up front (don't know if that's the case in Calif.). Otherwise, you'd need to subtract off the amount ($795 x 1.08) that would've been paid up...
Forum: Ask-A-Dealer 06-15-2015, 06:35 AM
Replies: 7
Views: 858
Posted By TXPearl
It's true - the reduction happened last December,...

It's true - the reduction happened last December, I think.

Doesn't really make sense - you can get a larger reduction with just MSDs. I guess it's now just for the guy that doesn't want to mess...
Forum: Ask-A-Dealer 06-08-2015, 06:15 AM
Replies: 12
Views: 1,019
Posted By TXPearl
Unless something has changed in the last few...

Unless something has changed in the last few months, there's "Select" (not Owner's select), with which you do not have a walk-away option. Just regular balloon financing.

Then there's Owner's...
Forum: Ask-A-Dealer 05-21-2015, 10:53 AM
Replies: 22
Views: 1,804
Posted By TXPearl
Or just wait until the lease is up in September,...

Or just wait until the lease is up in September, then contact any dealer and tell them that you're interested in purchasing your vehicle for the BMWFS buyout (not residual) plus $XXX for their effort...
Forum: Ask-A-Dealer 05-19-2015, 10:38 AM
Replies: 18
Views: 902
Posted By TXPearl
True, but that's an expensive insurance policy...

True, but that's an expensive insurance policy against a loss that most probably can absorb. Kind of like buying an extended warranty at Best Buy.

Plus your insurance settlement should include...
Forum: Ask-A-Dealer 05-19-2015, 07:40 AM
Replies: 18
Views: 902
Posted By TXPearl
:bustingup

:bustingup
Forum: Off-Topic 05-17-2015, 10:25 AM
Replies: 15
Views: 709
Posted By TXPearl
I'm temped to do something like that, but I...

I'm temped to do something like that, but I imagine the caller is just stuck in a sh!t job so why get personal.

I have caller ID that shows up on the TV screen, and calls simultaneously ring my...
Forum: F06 Gran Coupe (2013 - Current) 05-07-2015, 06:46 PM
Replies: 11
Views: 758
Posted By TXPearl
Same experience here. Mostly noise, very little...

Same experience here. Mostly noise, very little cooling.

If it is already very hot in the interior, they're almost counterproductive as they seem to blow the heat from the seats themselves.
Forum: Ask-A-Dealer 05-06-2015, 03:32 PM
Replies: 45
Views: 1,164
Posted By TXPearl
In that situation, the sales tax credit is only...

In that situation, the sales tax credit is only good to you. The dealer can't pocket it. I suppose they could take advantage of someone unaware of the sales tax rules.....e.g. you offer $xx,000...
Forum: Ask-A-Dealer 05-06-2015, 02:43 PM
Replies: 45
Views: 1,164
Posted By TXPearl
In Texas, you can trade in a leased vehicle at...

In Texas, you can trade in a leased vehicle at any time during the lease. If you do, you get credit for the trade value in the calculation of sales tax on your new vehicle (similar to how many...
Forum: Off-Topic 05-06-2015, 09:02 AM
Replies: 19
Views: 464
Posted By TXPearl
There have been instances of reduced yellow-light...

There have been instances of reduced yellow-light timing to increase citations. Scam.
Forum: Ask-A-Dealer 05-06-2015, 07:18 AM
Replies: 45
Views: 1,164
Posted By TXPearl
Interesting. This question comes up from time to...

Interesting. This question comes up from time to time, but you have a real data point.

FWIW, my county tax office (Collin) told me it would only be the $90 transfer fee --- but they never had to...
Forum: Ask-A-Dealer 05-06-2015, 07:08 AM
Replies: 45
Views: 1,164
Posted By TXPearl
Have you had direct experience with this? Seems...

Have you had direct experience with this? Seems at a minimum, there would be credit for sales tax already paid to CA, or the taxes would be based on the value at lease transfer/import to Texas.
...
Forum: Ask-A-Dealer 05-04-2015, 06:10 AM
Replies: 13
Views: 1,319
Posted By TXPearl
They probably wouldn't.....unless something got...

They probably wouldn't.....unless something got effed up.
Forum: Ask-A-Dealer 05-03-2015, 07:36 PM
Replies: 13
Views: 1,319
Posted By TXPearl
I'm pretty sure that's not allowed per the lease...

I'm pretty sure that's not allowed per the lease terms.
Forum: Ask-A-Dealer 04-28-2015, 07:36 AM
Replies: 2
Views: 466
Posted By TXPearl
Until you're at the end of the lease, you're...

Until you're at the end of the lease, you're stuck with the current lease payoff amount unless you find someone to assume it.
Forum: F06 Gran Coupe (2013 - Current) 04-27-2015, 05:46 AM
Replies: 3
Views: 525
Posted By TXPearl
It came out mid 2014 model year. Early 2014s...

It came out mid 2014 model year. Early 2014s don't have it. I think July 1st 2014 was the switchover.
Forum: Ask-A-Dealer 04-24-2015, 12:53 PM
Replies: 10
Views: 732
Posted By TXPearl
Actually, that's exactly like every other state's...

Actually, that's exactly like every other state's DMV that I've had to deal with.
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