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Search: Keyword(s): ; Posts Made By: TXPearl
Forum: Ask-A-Dealer 09-19-2014, 12:58 PM
Replies: 48
Views: 2,004
Posted By TXPearl
Good find, ard. Seems to shoot down the...

Good find, ard. Seems to shoot down the betterment theory (although that is a TX case, not AZ).

Either way, the betterment calculation is less clear cut when talking a remanufactured engine...
Forum: Ask-A-Dealer 09-19-2014, 09:22 AM
Replies: 48
Views: 2,004
Posted By TXPearl
Out of curiosity, I looked in my lease agreement...

Out of curiosity, I looked in my lease agreement to see if this is addressed. It is....

I agree to maintain, service, repair, and recondition the Vehicle during the Lease Term with new and...
Forum: Off-Topic 09-16-2014, 03:36 PM
Replies: 50
Views: 3,663
Posted By TXPearl
From which source to borrow/spend and whether to...

From which source to borrow/spend and whether to borrow at all are two entirely different questions.
Forum: F06 Gran Coupe (2013 - Current) 09-15-2014, 06:45 AM
Replies: 6
Views: 334
Posted By TXPearl
I went from an F01 to a 650GC. I was actually...

I went from an F01 to a 650GC. I was actually seeking something more sporty than a 7-series and there are still times when I miss the 7.

These are two very different cars and I don't see how...
Forum: Ask-A-Dealer 09-14-2014, 07:45 PM
Replies: 48
Views: 2,004
Posted By TXPearl
What does "may charge" you mean? Are there other...

What does "may charge" you mean? Are there other factors or considerations that could come into play?

Again , can they point you to anything in the lease agreement that gives them the ability...
Forum: Ask-A-Dealer 09-13-2014, 01:21 PM
Replies: 48
Views: 2,004
Posted By TXPearl
GEICO will pay what they're obligated to pay per...

GEICO will pay what they're obligated to pay per the policy with the lessee. If they don't, they expose themselves to a bad faith suit. I doubt they care what BMWFS thinks. The OP, however, may...
Forum: Ask-A-Dealer 09-12-2014, 12:54 PM
Replies: 48
Views: 2,004
Posted By TXPearl
Think positive -- you're getting an engine with...

Think positive -- you're getting an engine with 3000 less miles on it. You're coming out ahead.
Forum: Ask-A-Dealer 09-09-2014, 08:16 AM
Replies: 36
Views: 1,369
Posted By TXPearl
Yeah, I think you've hit on it. Local dealers...

Yeah, I think you've hit on it. Local dealers tend to play games....so I play back. Sponsors don't and I show them the same courtesy. (there's really not a lot more to go after with the sponsor...
Forum: Ask-A-Dealer 09-08-2014, 09:04 PM
Replies: 36
Views: 1,369
Posted By TXPearl
Maybe. Seems like it doesn't make any difference...

Maybe. Seems like it doesn't make any difference what order you get the quotes if you're taking the lowest offer no matter what.

That said, I've done my last two deals with Greg and didn't even...
Forum: Ask-A-Dealer 09-08-2014, 06:06 AM
Replies: 28
Views: 1,009
Posted By TXPearl
That may be your comfort level in dealing with...

That may be your comfort level in dealing with the risk, and that's fine, but it doesn't necessarily work for everyone.

Even at today's historically low lease rates, the interest savings may be...
Forum: Ask-A-Dealer 09-08-2014, 05:53 AM
Replies: 36
Views: 1,369
Posted By TXPearl
Collin

Collin
Forum: Ask-A-Dealer 09-07-2014, 07:17 PM
Replies: 28
Views: 1,009
Posted By TXPearl
Nope, and the link you provide appears to be...

Nope, and the link you provide appears to be likewise misinformed. You could lose some or all of that down payment, but it's far from a certainty. The flaw in your understanding pertains to the...
Forum: Ask-A-Dealer 09-07-2014, 01:53 PM
Replies: 28
Views: 1,009
Posted By TXPearl
Not correct. Not sure how many times we're going...

Not correct. Not sure how many times we're going to have to debunk this one.
Forum: Ask-A-Dealer 09-07-2014, 01:37 PM
Replies: 36
Views: 1,369
Posted By TXPearl
Maybe he's thinking of the shipping time ?? ...

Maybe he's thinking of the shipping time ?? With Greg, the DMV paperwork beat the car in getting here. Once I had the vehicle, I stopped by the DMV and walked out with my plates and registration...
Forum: Off-Topic 09-04-2014, 06:53 AM
Replies: 24
Views: 413
Posted By TXPearl
I'm pretty sure the altitude thing is urban myth,...

I'm pretty sure the altitude thing is urban myth, wyb, but let us know your thoughts after the St. Arnold's tour.
Forum: Off-Topic 08-31-2014, 08:27 AM
Replies: 45
Views: 1,221
Posted By TXPearl
Agree, and I'd take it a step further - many...

Agree, and I'd take it a step further - many shouldn't be going to college, period. I'd say roughly half the college student population has no business being there, spending money, running up debt,...
Forum: Ask-A-Dealer 08-25-2014, 12:29 PM
Replies: 11
Views: 391
Posted By TXPearl
You don't get less, you get the same insurance...

You don't get less, you get the same insurance payout as if you owned the car, or financed it, or had a $0-down lease. Thus, you don't "lose your downpayment" automatically, although it could be at...
Forum: Ask-A-Dealer 08-21-2014, 08:57 AM
Replies: 69
Views: 2,436
Posted By TXPearl
Why the attitude from the dealer - aren't you a...

Why the attitude from the dealer - aren't you a service customer of theirs? You're buying a new (and probably overpriced) tire from them. I would have reminded her of such on the spot.
Forum: Ask-A-Dealer 08-21-2014, 08:52 AM
Replies: 28
Views: 1,139
Posted By TXPearl
Yet another example of why I generally avoid...

Yet another example of why I generally avoid these type of warranty products.
Forum: Ask-A-Dealer 08-20-2014, 10:11 AM
Replies: 85
Views: 5,577
Posted By TXPearl
Drive by the CA's house and see what's sitting in...

Drive by the CA's house and see what's sitting in the driveway.
:D
Forum: Ask-A-Dealer 08-11-2014, 07:05 AM
Replies: 6
Views: 617
Posted By TXPearl
I don't see this as that big a deal. I would...

I don't see this as that big a deal. I would expect FICO to routinely evaluate their scoring system and make adjustments where the data indicates. Sounds like the case here.

I know this change...
Forum: Ask-A-Dealer 08-11-2014, 06:52 AM
Replies: 28
Views: 1,570
Posted By TXPearl
Maybe it's different in GA, but in TX, you can...

Maybe it's different in GA, but in TX, you can trade in at lease end just as if you owned it (thus getting the sales tax offset). Doesn't always work out - i.e. the trade value may be too low...
Forum: Ask-A-Dealer 08-11-2014, 06:29 AM
Replies: 14
Views: 981
Posted By TXPearl
To clarify, you pay interest on the loan balance...

To clarify, you pay interest on the loan balance as it amortizes toward the balloon amount (which starts at $45K plus taxes/fees less down payment).

You can pretty much prepay the entire contract,...
Forum: Ask-A-Dealer 08-07-2014, 06:28 AM
Replies: 92
Views: 3,706
Posted By TXPearl
How much money are we talking about here - $1? ...

How much money are we talking about here - $1? Or is that the number of payments?? Seriously, are they even asking for more money or to just correct the paperwork?
Forum: Ask-A-Dealer 08-07-2014, 06:21 AM
Replies: 36
Views: 1,734
Posted By TXPearl
I'd get the space gray m-sport. However, there...

I'd get the space gray m-sport. However, there must be other differences to deal than just $1000 in price. $80 a month is closer to $3000 assuming a 36 month lease.

I suggest you take your...
Showing results 1 to 25 of 567

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