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Search: Keyword(s): ; Posts Made By: TXPearl
Forum: Ask-A-Dealer 08-25-2014, 12:29 PM
Replies: 11
Views: 286
Posted By TXPearl
You don't get less, you get the same insurance...

You don't get less, you get the same insurance payout as if you owned the car, or financed it, or had a $0-down lease. Thus, you don't "lose your downpayment" automatically, although it could be at...
Forum: Ask-A-Dealer 08-21-2014, 08:57 AM
Replies: 69
Views: 2,196
Posted By TXPearl
Why the attitude from the dealer - aren't you a...

Why the attitude from the dealer - aren't you a service customer of theirs? You're buying a new (and probably overpriced) tire from them. I would have reminded her of such on the spot.
Forum: Ask-A-Dealer 08-21-2014, 08:52 AM
Replies: 28
Views: 953
Posted By TXPearl
Yet another example of why I generally avoid...

Yet another example of why I generally avoid these type of warranty products.
Forum: Ask-A-Dealer 08-20-2014, 10:11 AM
Replies: 70
Views: 4,006
Posted By TXPearl
Drive by the CA's house and see what's sitting in...

Drive by the CA's house and see what's sitting in the driveway.
:D
Forum: Ask-A-Dealer 08-11-2014, 07:05 AM
Replies: 6
Views: 551
Posted By TXPearl
I don't see this as that big a deal. I would...

I don't see this as that big a deal. I would expect FICO to routinely evaluate their scoring system and make adjustments where the data indicates. Sounds like the case here.

I know this change...
Forum: Ask-A-Dealer 08-11-2014, 06:52 AM
Replies: 28
Views: 1,470
Posted By TXPearl
Maybe it's different in GA, but in TX, you can...

Maybe it's different in GA, but in TX, you can trade in at lease end just as if you owned it (thus getting the sales tax offset). Doesn't always work out - i.e. the trade value may be too low...
Forum: Ask-A-Dealer 08-11-2014, 06:29 AM
Replies: 17
Views: 920
Posted By TXPearl
To clarify, you pay interest on the loan balance...

To clarify, you pay interest on the loan balance as it amortizes toward the balloon amount (which starts at $45K plus taxes/fees less down payment).

You can pretty much prepay the entire contract,...
Forum: Ask-A-Dealer 08-07-2014, 06:28 AM
Replies: 92
Views: 3,461
Posted By TXPearl
How much money are we talking about here - $1? ...

How much money are we talking about here - $1? Or is that the number of payments?? Seriously, are they even asking for more money or to just correct the paperwork?
Forum: Ask-A-Dealer 08-07-2014, 06:21 AM
Replies: 36
Views: 1,651
Posted By TXPearl
I'd get the space gray m-sport. However, there...

I'd get the space gray m-sport. However, there must be other differences to deal than just $1000 in price. $80 a month is closer to $3000 assuming a 36 month lease.

I suggest you take your...
Forum: Ask-A-Dealer 08-06-2014, 06:38 AM
Replies: 46
Views: 1,271
Posted By TXPearl
Greg specifically researched this for me a few...

Greg specifically researched this for me a few years ago at my request. He called BMWFS. The response was that only Texas dealers get allocated the sales tax credits. I suppose anything is subject...
Forum: Ask-A-Dealer 08-05-2014, 08:21 AM
Replies: 46
Views: 1,271
Posted By TXPearl
Yes, but it's been a while.

Yes, but it's been a while.
Forum: Off-Topic 08-03-2014, 01:07 PM
Replies: 22
Views: 550
Posted By TXPearl
Agree. Unfortunately that is no longer USAA. ...

Agree. Unfortunately that is no longer USAA. Used to be, but something changed in the last decade.
Forum: Off-Topic 08-01-2014, 07:55 AM
Replies: 22
Views: 550
Posted By TXPearl
No kidding. Happened to my wife - hit by their...

No kidding. Happened to my wife - hit by their drunk driver, totaled her car. Luckily no bodily injury at all......and they still acted like jacka$$es in settling up on the totaled car.


...
Forum: Off-Topic 08-01-2014, 07:45 AM
Replies: 36
Views: 867
Posted By TXPearl
It does, but typically UMPD requires a deductible...

It does, but typically UMPD requires a deductible equivalent to your comp/coll.

Better than nothin', I guess.
Forum: Ask-A-Dealer 07-30-2014, 07:50 AM
Replies: 32
Views: 1,368
Posted By TXPearl
You have to go down to your local county tax...

You have to go down to your local county tax office and register/pick up tags. You also have to get an inspection done (no two-year inspection, but since it's a new vehicle, it's cheaper than...
Forum: Ask-A-Dealer 07-24-2014, 03:54 PM
Replies: 30
Views: 1,250
Posted By TXPearl
I don't see why it's questionable at all. OK,...

I don't see why it's questionable at all. OK, maybe the "someone needs to fix that under warranty" bit, but just slightly, since it apparently only takes a few seconds to reprogram and shouldn't...
Forum: Ask-A-Dealer 07-24-2014, 12:03 PM
Replies: 30
Views: 1,250
Posted By TXPearl
I'd say the key fob is different. Any model/year...

I'd say the key fob is different. Any model/year compatible key will apparently work, it'll just need to be programmed to the vehicle (which appears to be very simple)....
...
Forum: F06 Gran Coupe (2013 - Current) 07-24-2014, 09:04 AM
Replies: 4
Views: 422
Posted By TXPearl
Sorry to hear you've been hit with the...

Sorry to hear you've been hit with the "Drivetrain Malfunction" gremlin. I doubt the brand of gasoline (Shell vs. Exxon vs. BP) makes any difference. I also don't see the gas cap removal time being...
Forum: Ask-A-Dealer 07-23-2014, 03:07 PM
Replies: 33
Views: 1,445
Posted By TXPearl
Agree, there's more to service than just loaners....

Agree, there's more to service than just loaners. But if a service department is willing to "punish" you for not buying directly from them, then they probably don't have any local competition on the...
Forum: Ask-A-Dealer 07-23-2014, 06:12 AM
Replies: 33
Views: 1,445
Posted By TXPearl
Seriously, is getting a loaner that big of a...

Seriously, is getting a loaner that big of a deal? (I suppose it could be in the very unlikely event you run into extended repairs/delays) Put differently - how much would you be willing to pay, up...
Forum: Ask-A-Dealer 07-17-2014, 12:48 PM
Replies: 21
Views: 1,531
Posted By TXPearl
Incentivized meaning, like at lease end, closer...

Incentivized meaning, like at lease end, closer to the market value?
Forum: Ask-A-Dealer 07-17-2014, 07:15 AM
Replies: 21
Views: 1,531
Posted By TXPearl
This begs the question - what's the use of a...

This begs the question - what's the use of a "pull ahead" program if the dealer is simply taking it as a trade-in and has the option to refuse it? Seems like pure marketing gimmick - the extra...
Forum: Ask-A-Dealer 06-30-2014, 11:29 AM
Replies: 12
Views: 463
Posted By TXPearl
Why can't they "technically" help you? Many of...

Why can't they "technically" help you? Many of us have used an out of state dealer with great success.
Forum: Ask-A-Dealer 06-27-2014, 07:13 AM
Replies: 11
Views: 945
Posted By TXPearl
Sounds true - searching cars.com shows only 3 new...

Sounds true - searching cars.com shows only 3 new xdrive in the entire US, two 2013 models and a 2012. I doubt you can still lease these leftovers.
Forum: Ask-A-Dealer 06-25-2014, 06:42 AM
Replies: 14
Views: 904
Posted By TXPearl
Ignore the service aspect when buying the car. ...

Ignore the service aspect when buying the car. It's a separate, future transaction. Trust me, they'll take your service business with open arms when the time comes. And even if there is some kind...
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