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Search: Keyword(s): ; Posts Made By: Robert A
Forum: F30 / F31 / F32 / F33 (2012 - current) Today, 05:00 PM
Replies: 15
Views: 411
Posted By Robert A
True. But the question is whether you are fairly...

True. But the question is whether you are fairly compensated for the risk and quality associated with an older car. In my case, I was. But not all deals work out quite as well as mine did.
...
Forum: F30 / F31 / F32 / F33 (2012 - current) Today, 03:57 PM
Replies: 15
Views: 411
Posted By Robert A
BJ's argument is basically correct if you wind up...

BJ's argument is basically correct if you wind up buying out the car for the residual, because the residual is an inflated value created by BMW to incentivize new car leases.

OTOH, your argument...
Forum: F30 / F31 / F32 / F33 (2012 - current) Today, 01:58 PM
Replies: 15
Views: 411
Posted By Robert A
If you can buy it out for less than the residual,...

If you can buy it out for less than the residual, owning the car can work out quite handsomely. This was my experience with my last car.
Forum: F30 / F31 / F32 / F33 (2012 - current) Today, 01:38 PM
Replies: 15
Views: 411
Posted By Robert A
Up until the sale, the dealer owns the car. When...

Up until the sale, the dealer owns the car. When a customer leases through BMW, the dealer is actually selling it to BMWFS who holds the car's title throughout the lease.

The sale price, I...
Forum: General Automotive Forum 08-16-2014, 05:43 PM
Replies: 10
Views: 1,770
Posted By Robert A
Sat in an A3 1.8T today after looking at a 428iGC...

Sat in an A3 1.8T today after looking at a 428iGC and the interior quality advantage of the Audi was noticeable. There's a lot of cheapness in the BMW 3 and 4 series these days.
Forum: F10 / F11 (2011 - Current) 08-15-2014, 10:06 AM
Replies: 1,437
Views: 77,239
Posted By Robert A
Does the newest update affect how you view...

Does the newest update affect how you view traffic when zoomed out to, say 1 mile or 5 miles? At that level, I only want to see traffic on freeways and major roads, not all the minor streest.
Forum: F10 / F11 (2011 - Current) 07-24-2014, 03:04 PM
Replies: 13
Views: 617
Posted By Robert A
I don't have a 535i, but I have had two 530i's in...

I don't have a 535i, but I have had two 530i's in the past. My average fuel efficiency in Los Angeles city traffic was around 15mpg. A 60/40 strategy as you describe would have probably resulted in...
Forum: F10 / F11 (2011 - Current) 07-22-2014, 11:53 AM
Replies: 43
Views: 1,248
Posted By Robert A
Mine is a 2014 M Sport with Sport Auto. The...

Mine is a 2014 M Sport with Sport Auto. The steering gets slightly firmer when the mode switch is in Sport rather than Comfort. I'll admit it's rather subtle.
Forum: Ask-A-Dealer 07-21-2014, 12:51 PM
Replies: 23
Views: 1,340
Posted By Robert A
Geniuses are there to answer questions about the...

Geniuses are there to answer questions about the vehicle's secondary electronics, mainly the iDrive system and a few other things.

In my experience, the Geniuses at the 800 number are woefully...
Forum: F10 / F11 (2011 - Current) 07-16-2014, 05:32 PM
Replies: 50
Views: 2,756
Posted By Robert A
Yep. There is plenty of punch at every speed...

Yep. There is plenty of punch at every speed between zero and 75. I've yet to figure out where it ends.
Forum: F10 / F11 (2011 - Current) 07-14-2014, 01:34 PM
Replies: 16
Views: 611
Posted By Robert A
Have you tested whether yours darken any more...

Have you tested whether yours darken any more than the US mirrors at night?

Also, I don't know it its 'just me, but I do you have any difficulty focusing your eyes on objects in the left mirror?
Forum: F30 / F31 / F32 / F33 (2012 - current) 07-13-2014, 12:09 PM
Replies: 303
Views: 10,877
Posted By Robert A
I'm guessing, not to that extent, but I do...

I'm guessing, not to that extent, but I do believe they are still negotiating to some degree. Ask me in 30 months when my 535d lease is coming due.
Forum: F30 / F31 / F32 / F33 (2012 - current) 07-13-2014, 10:03 AM
Replies: 303
Views: 10,877
Posted By Robert A
I owned the E39 from new. BMW reduced the...

I owned the E39 from new. BMW reduced the residual of the E60 by $8.4k. It was the fall of '08 when Lehman had collapsed. I was a bit lucky.

According to Clearbook in January 2014 (associated...
Forum: F30 / F31 / F32 / F33 (2012 - current) 07-13-2014, 09:02 AM
Replies: 303
Views: 10,877
Posted By Robert A
Your book value is probably trade in value. ...

Your book value is probably trade in value. There's a huge spread between dealer wholesale and retail value with a car this age.

I sold the car in March. This wasn't a matter of being in the...
Forum: F30 / F31 / F32 / F33 (2012 - current) 07-13-2014, 08:47 AM
Replies: 303
Views: 10,877
Posted By Robert A
Not double book value. My buyer paid FMV for the...

Not double book value. My buyer paid FMV for the car. The average 530i was going for around $15k - $16k, had 70k - 80k miles and had less equipment. My $4k bump was due mainly to the miles and the...
Forum: F30 / F31 / F32 / F33 (2012 - current) 07-12-2014, 08:53 PM
Replies: 303
Views: 10,877
Posted By Robert A
44k miles. Buying new would not have made sense...

44k miles. Buying new would not have made sense relative to a lease. The only way it penciled out for me was BMW's willingness to negotiate the lease residual.
Forum: F30 / F31 / F32 / F33 (2012 - current) 07-12-2014, 10:40 AM
Replies: 303
Views: 10,877
Posted By Robert A
Really? I sold my '07 after 7 years for $19k.

Really? I sold my '07 after 7 years for $19k.
Forum: F10 / F11 (2011 - Current) 07-12-2014, 10:33 AM
Replies: 50
Views: 2,756
Posted By Robert A
I have the "d." And I used to have the 530i (E39...

I have the "d." And I used to have the 530i (E39 230hp and E60 255hp). To me, the 535d has more power than I will ever need. No matter the situation, there is abundant torque, even at 75mph. ...
Forum: F10 / F11 (2011 - Current) 07-10-2014, 03:23 PM
Replies: 50
Views: 2,756
Posted By Robert A
The exhaust tips are darkened on my car.

The exhaust tips are darkened on my car.
Forum: F30 / F31 / F32 / F33 (2012 - current) 07-10-2014, 11:12 AM
Replies: 303
Views: 10,877
Posted By Robert A
It would be difficult because a private seller is...

It would be difficult because a private seller is competing against BMW dealers who wrap CPO coverage into their vehicles.
Forum: F30 / F31 / F32 / F33 (2012 - current) 07-08-2014, 08:20 AM
Replies: 303
Views: 10,877
Posted By Robert A
A zero percent assumption would be correct where...

A zero percent assumption would be correct where savings is used to make lease payments. But if work earnings are use to make payments, then savings can be invested for a higher return.
Forum: F30 / F31 / F32 / F33 (2012 - current) 07-07-2014, 10:19 PM
Replies: 303
Views: 10,877
Posted By Robert A
In your example, if you paid off the entire loan...

In your example, if you paid off the entire loan in 36 months, then the loan will definitely be less expensive than a lease, but that's not an apples to apples comparison.

The bank fee of $725...
Forum: F30 / F31 / F32 / F33 (2012 - current) 07-07-2014, 09:31 PM
Replies: 303
Views: 10,877
Posted By Robert A
Your math is a little funky. First, you...

Your math is a little funky.

First, you cannot equate a MF of .00125 to an interest rate of .00125. This results in too low of an interest cost on the loan scenario. You also didn't amortize...
Forum: F30 / F31 / F32 / F33 (2012 - current) 07-07-2014, 06:03 PM
Replies: 303
Views: 10,877
Posted By Robert A
You only pay interest on the declining...

You only pay interest on the declining capitalized cost, nothing more. The basic theory of interest in a purchase and a lease is exactly the same.

This month's interest charge on a lease =...
Forum: F30 / F31 / F32 / F33 (2012 - current) 07-07-2014, 04:06 PM
Replies: 303
Views: 10,877
Posted By Robert A
They require interest on the residual, not EXTRA...

They require interest on the residual, not EXTRA interest on the residual. It's no different than the interest on a loan balance. The difference, however, is that you're paying it down the...
Showing results 1 to 25 of 1000

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