Had 'em turned off on my E46; they look geeky and I'm not convinced the 1999 Chevrolet Malibu next to me is going to get seen earlier than me.
I thought the insurance remark was interesting, no discount eh? Seems they would have some NSA-level of actuarial data on safety; I would conclude on a $$$ basis that they've decided they don't help.
“Character is doing the right thing when nobody’s looking. There are too many people who think that the only thing that’s right is to get by, and the only thing that’s wrong is to get caught.”
- J.C. Watts Jr.