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That sounds like a complete bull **** story if you ask me. There is NO reason why any car should be taken for a joy ride by a 21 year old. I recommend to you that you get the young man fired and make the dealership either A) buy you a new or nearly new M3 that is comparable to yours or B) have them buy the car from you how much it was worth prior to the accident and sue them for pain and suffering for the difference from a new M3.
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