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Old 06-27-2011, 10:32 PM
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dima123 dima123 is offline
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Location: new york
 
Join Date: Jul 2005
Posts: 846
Mein Auto: 12 528xi, 12 x5 35d,13ah3
Does anyone know the super elite money factor for the 3.0i??? is it lower than standard 0.00160??


Quote:
Originally Posted by merrickdb View Post
Battleon, your selling price seems reasonable enough, but look at doing a few things:
  • Get a 3.5is instead of a 3.5. As the 3.5is has an 82% residual (for 10K miles/year) while the 3.5 has an 80% residual, you'll actually pay less for a 3.5is than you will for a 3.5 (and you won't need that sport package either)
  • Do 7 MSDs instead of a down payment. With a down payment, if the car is totaled you're out the down payment. With MSD's, you get the security deposits back if the car is a loss and you'll get a greater savings than you will from a down payment
  • Make sure the acquisition fee is $725 and not $925
  • If you stick with a 3.5 (rather than a 3.5is), insist on a money factor of .00175 (the sales support buy rate) and don't let the dealer mark it up 15 basis points. If you go with a 3.5is, the sales support rate is .00190, but the standard super elite money factor is .00175, so insist the dealer us the standard money factor instead if your credit score is 740 or above. Note that these money factors are before the MSDs, so your money factor post-MSDs (assuming a 3.5 or a 3.5is with the super elite MF) would be .00126 (.00175 - (7 * .00007))
  • If you have the time and inclination, doing European Delivery will save you even more
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Current cars
2013 Activehybrid 3
2012 x5 35d
2012 528xi

Past rides
2011 z4 3.0i
2010 BMW 528i
2009 BMW 328xi
2006 Bmw X3
2004 BMW 325i
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