3 oil changes @ 100 = $ 300 (probably only 2 if milage less than 45k)
1 Inspection @ 200 = $ 200 (at 60k miles)
Brakes - 4 wheels = $1,200 (if rotors also need replacing)
Total (maximum) = $1,700
So at best you will be out $300. If you don't require brakes, the penalty would be $1,500.
And the above maintenance costs less if performed by an Indy or DIY.