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Old 01-24-2012, 04:38 PM
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tturedraider tturedraider is offline
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Location: Chicago, Edgewater (via Tennessee & Texas)
Join Date: Nov 2005
Posts: 19,424
Mein Auto: '06 Sonora/Beige 330i :-)
Originally Posted by Robert A View Post
Perhaps a lot of folks lease because they like the payment.

That said, for long-term buyers, it also makes sense to lease with an eventual plan to purchase. There are two reasons behind this logic: 1) If the car turns out to be a dud or you wreak it, you can unload it at the end of the lease and 2) if the car is worth less than the residual, you can often negotiate a lower buyout price -- effectively giving you another bite at the apple. The downside to the lease is that the cost of money (the effective APR) is often a little higher.
This is a valid point. Some people look at it as buying an option to purchase depending on future performance and circumstances.

Present - '06 E90 330i sport; Past - '04 E46 ZHP, '00 E46 328i
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