Personally, I think it is a load of crap that this is excluded from coverage and do think the OP should feel "entitled." I've never had this kind of peeling occur in any car I've owned. It was a dumbass approach to manufacturing, should be viewed as defect, and should be replaced at no cost to the OP.
At least that is my lousy two cents.....
2009 E91 Montego Blue w/ Gray Dakota 6AT ZPP/Logic7/Sirius/Idrive/Butt warmers/6FL/PCD/CA/6NL/Xenons