Just returned three days ago from my ED. I used an ANDREW's Federal Credit Union Chip and PIN VISA.

While at most places, such as restaurants, it worked as chip and signature, it worked very well as a CHIP and PIN in parking garages and train/subway stations. Saved my butt a couple of times.

I did have to open a checking account with them, but I just put in $25.00 and then fill out credit app and become "member". Just a bunch of paper work.

Not sure why a signature was required at restaurants/stores, but worked fine for me with PIN at unattended parking garage and a subway station.

__________________
ED June 2012 535i MSport, Alpine with Cinnamon, almost all the boxes checked!!

Prior ED 2010 535xit Nepune Blue, everything but night vision -gone but not forgotten (miss the wagon)