07-02-2012, 05:45 AM
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Registered User
Location: Michigan
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Join Date: Apr 2012
Posts: 59
Mein Auto: 2013 550xi
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Quote:
Originally Posted by aherman535
Just returned three days ago from my ED. I used an ANDREW's Federal Credit Union Chip and PIN VISA.
While at most places, such as restaurants, it worked as chip and signature, it worked very well as a CHIP and PIN in parking garages and train/subway stations. Saved my butt a couple of times.
I did have to open a checking account with them, but I just put in $25.00 and then fill out credit app and become "member". Just a bunch of paper work.
Not sure why a signature was required at restaurants/stores, but worked fine for me with PIN at unattended parking garage and a subway station.
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Yup, at this point this appears to be the *only* US-based credit card that is true chip & PIN. Others (like Chase, US Bank Flexperks, JP Morgan Signature, etc. are chip & sign). The process to get an Andrews FCU card is a bit of a pain, you should allow about a month to get one - but worth it if you want to use automated kiosks at toll booths & train stations.
As another poster mentioned there's a very long thread about this on flyertalk if you want to learn more.
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