Seems high to me. How much were you able to talk them down on the selling price? How much over invoice?
Also, the MF looks very high. In August, the base rate on the vert was .00145. I am not sure if that has changed for September. The dealer is allowed a mark-up on the MF so this is negotiable as well. It is a PIA to get them to move on it but I have sucessfully negotiated it in the past. If they are telling you .00195 you definitly have some room there.