Regarding the College Grad program, you do in fact need to finance through BMW FS. Howerver, you can pay it off whenever you want, or refinance to a better rate with a bank or Credit Union.
As far as the electrical seats: if you're the only one driving the car, then stay with the manual - you only need to adjust it once and you're done for the next x years.
Do not fold, staple, or mutilate. Void where prohibited.