do you have a trusted indy? Are you a DIYer?
Part of the challenge is 'managing service visits' with a warranty- if you will always go to the dealer, that is one path- but if you get a drivetrain warranty, you'd definitely want an indy (or yourself) to do the initial diagnosis and determine if whatever warranty you do have will cover it. I see people getting 'trapped' with big fees to diagnoses and then limited choices for second opinions or repair alternatives.
How many sets of pads you go through already? IMO the maintenance is a sucker buy, usually. '
Shop sponsors for the extended warranty plans.
Keep it as simple as possible...but no simpler.