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Old 09-28-2012, 04:51 AM
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dunderhi dunderhi is offline
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Location: MD
Join Date: Dec 2006
Posts: 6,150
Mein Auto: '13 X5M, 650xi
Originally Posted by Capobranco View Post
Congrats - a serious accomplishment - the freedom you have given yourself is quite a present.
Originally Posted by solstice View Post
I couldn't agree more, the decision to live debt free is one that contributes a lot to my own and my families happiness and stability. Excellent present and highly admirable indeed. Now, what car will you buy to celebrate such milestones .
Thanks guys. Over the years, we've bucked the refi trend, such that when we refi'd to lower rates, we also shortened the loan terms and increased the monthly payment each time. So we went from 30yrs to 15 yrs to 5 yrs. Now we are in the final push with about two years of double payments to go. So when I hit 50 and Mrs D who is an undisclosed number of years younger will be debt-free for the first time since our 20's. At that point we may just go on a cash basis for all purchases. The ridiculously expensive car probably won't happen until retirement and the commuting to work is no more.

2013 X5M ........ 2013 650xi ...... 2011 550xi (ret) 2011 335d (ret)
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