Seems like a silly question - and of course its YOUR money, do with as you choose.
But don't you think 55k is a bit on the steep side for a 3 series? Like 85k is high for a loaded 5, or 120k is high for a loaded non-individual/760/Alpina.
Again just my opinion, as far as your original question it does seem a little steep with that down payment.
Are you getting the car for slightly above invoice?
Edit: NM, just optioned a M Sport Line 3, and with it pretty loaded its cresting 57k, ouch.
2015 BMW 650i Coupe Space Grey Vermillion Red Nappa Cold Weather - Driver Assistance Plus - Executive - Lighting - Adaptive Drive w/ARS - Active Front Seats - Parking Assistant - Bang & Olufsen - Enhanced BT - Digital Display Cluster
Last edited by ChrisF01; 11-09-2012 at 02:20 AM.