You should really NOT put any money down for the reason I stated in my previous post. If you have the money to spare and want to decrease your monthly payments, do MSDs. If you're not familiar with MSDs, do a search. You'll thank yourself for it!
2012 X5 35d
2010 X5 35d
Last edited by Marwan; 11-15-2012 at 08:53 AM.