I hadn't checked out the bmwconfig site. Cool. I am cool with the price I have, with incentive. I don't mind the 3.29%, because I pay off fast, and I did the calculation of the $500 incentive at 3.29 to show it will save me money even if I didn't pay off early (over the 2.49 of my credit union).
Just will be good to finally show up, see the car, and get the deal done. Been shopping for a second car since late July!