A decent vehicle report should give you the $ amount of the damage so you can eval if the accident was anything to worry about, I just got a 2004 545 with similar issue the accident was a surprise to me as well but after realizing it was only a small fenderbender of 8K which is really neglible since it happend in 2005..........
Jan/1998 528i, 5 spd manual, black on black non DSP. non-Sport, lowered with KONI FSD & Eibach springs in 2008, SOLD @348Kkms and still going strong.
My previous rides worth mentioning:1970 GTO "The Judge",1985 325e M3lite, Euro BMW +
1998 323Ti, in Munich, Germany on the autobahn for 1 yr
Now back in Halifax, Nova Scotia,via Ottawa Canada.
, my daily driver........now upgraded to a 2004 67Kkms 545i....like the E39 ride better though!