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Old 11-19-2012, 11:50 AM
afshawnt's Avatar
afshawnt afshawnt is offline
Location: Treasure Coast, FL
Join Date: May 2004
Posts: 1,119
Mein Auto: E30 M3
There is no early payment penalty, but it is advisable to keep the loan for 6 months with BMWFS. I believe the dealer may lose the credit money that they pass on to you otherwise.

Don't forget BMW Ultimate Drive App Credit of $300 and Loyalty of $750 (both if you qualify). I believe the PenFed rate still comes out on top, but if you have multiple incentives from BWWFS then the difference between the two becomes much smaller.

2016 M3
2015 i3
2001 740i Sport
2013 X1 sDrive28i
2005 330i ZHP
1989 M3

2017 Porsche Macan S
2014 328d xDrive Sports Wagon
2013 X5 xDrive35d
2012 128i
2010 128i
2009 MINI Cooper
2006 330i
2004 325i
1999 323iC
1991 325i
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