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Old 11-27-2012, 04:30 AM
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Chris90 Chris90 is offline
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Location: Massachusetts
Join Date: Apr 2003
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Mein Auto: '04 330i
Originally Posted by boltjaM3s View Post
You're comparing apples and oranges.

If the ZHP was $35K new then the lease payments would have been much lower than $550 per month. My F30 is a $48K configuration and my monthly payment is $539.

For fun, let's say you could have bought your ZHP for $35,000 cash or leased it for $393 per month.
I paid $33k when it had 13k miles, it was $45k new. But people were buying them for $41k. So you can't assume cash buyers are getting no discount while your lease includes a large discount.

and your $3k trade-in is way off, by the way. A 10 year old E36 went for $5000, and it was only $35k new. So a $50k BMW would be worth something like $7k.

I do agree that cash buyers should buy a car 1-2 years old like I did, you'll save $10-15k in just a year. Paying cash for a new $50k with high depreciation makes no sense to me.
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