Bimmerfest - BMW Forums - View Single Post - Diesel F10 coming to 2013!
View Single Post
Old 11-27-2012, 06:33 PM
dunderhi's Avatar
dunderhi dunderhi is offline
Next: '18 AMG GT Roadster
Location: MD
Join Date: Dec 2006
Posts: 6,866
Mein Auto: 15 M6 vert, 15 328dxt
Originally Posted by miamiboyca View Post
The only time a lease looks bad financially is if you keep a car 7 years plus.
I do a lease vs buy analysis before every purchase. Even over a three year time-frame leases are not always cheaper. Residuals & money factors vs interest rates & resell values ebb & flow month to month and from manufacturer to manufacturer. For instance BMW offers a lot of cash and low interest rates during their Winter sales events, but they very quietly lower their residuals such that their lease offers little to no advantage over the prior or following months, so the Winter event tends to favor purchasers. Mercedes standard lease rates tend to be quite high compared to market finance rates, so they tend to be close. A nice high resudual can have the same effect as an extra 5-10k off a purchase, but one really needs to understand the leasing costs and not blindly lease cars because because they are "always cheaper."

2015 M6 Drophead Coupé
2015 328xd Estate
2013 X5M Sport Utility Vehicle
2013 650xi 2 Door Fastback Saloon
2011 Dinan 5 Saloon
2011 335d Saloon

Reply With Quote