I hit someone who turned left in front of me as I entered the intersection. I was between 45-35 MPH and braking when I hit him. I had a full air bag deployment. Total repair cost $15,500 plus $6500 diminished value, they would have been better off totaling. Be glad your air bags did not deploy, as they are very costly, but one side benefit, they replaced my pano-roof cassette as it broke due to air bag deployment. I had to hire a lawyer to get their insurance to do almost anything. Not a fun process.