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Old 12-08-2012, 10:11 AM
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markl53 markl53 is online now
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Join Date: Nov 2004
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Quote:
Originally Posted by Die Wolfe View Post
Yeah, the other guy has insurance. I have a $500 deductible which is being waived (I don't have to pay) because he has insurance AND is 100% at fault. I thought it was a good thing?
Sorry as well about the accident. Yes, it is a good thing. I think the overall question is, though, if it isn't your fault, why would your insurance company expect you to pay a deductible anyway? Are you expecting a check directly from the other driver's insurance company? I know sometimes your own insurance "fronts" the funding, then gets reimbursed from the other guy's insurance. Even in that case, not sure why a deductible would come into play. I think maybe your insurance company is simply stating the obvious and making themselves seem "extra nice" to you.
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