Bimmerfest - BMW Forums - View Single Post - Car Accident in my brand new 535!
View Single Post
Old 12-08-2012, 10:11 AM
markl53's Avatar
markl53 markl53 is online now
bimmerfest Supporting Member
Location: Gaithersburg, MD
Join Date: Nov 2004
Posts: 7,030
Mein Auto: 2014 535i
Originally Posted by Die Wolfe View Post
Yeah, the other guy has insurance. I have a $500 deductible which is being waived (I don't have to pay) because he has insurance AND is 100% at fault. I thought it was a good thing?
Sorry as well about the accident. Yes, it is a good thing. I think the overall question is, though, if it isn't your fault, why would your insurance company expect you to pay a deductible anyway? Are you expecting a check directly from the other driver's insurance company? I know sometimes your own insurance "fronts" the funding, then gets reimbursed from the other guy's insurance. Even in that case, not sure why a deductible would come into play. I think maybe your insurance company is simply stating the obvious and making themselves seem "extra nice" to you.
Bimmerfest Supporting Member

2014 535i Individual | Azurite Black/Amaro Brown Merino | Premium | Cold | PDC | Rear Camera | Anthracite Hdr
Prior: 2011 535i AT | Black Sapphire/Cinnamon | Premium | Heated Sts | Nav | Sirius | Anthracite Hdr & Trim
Prior: 2008 335i 6MT Sedan | Black Sapphire/Terra Leather | Premium | Cold | CA | OEM Alarm
Prior: 2005 330i 6MT | Black Sapphire/Sand Leather | Premium | Cold | UGO | OEM Alarm
Reply With Quote