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Old 12-08-2012, 11:00 AM
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Die Wolfe Die Wolfe is offline
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Location: Northern California
Join Date: Jan 2012
Posts: 1,053
Mein Auto: '12 535i Msport/'13 X5M
Originally Posted by markl53 View Post
Sorry as well about the accident. Yes, it is a good thing. I think the overall question is, though, if it isn't your fault, why would your insurance company expect you to pay a deductible anyway? Are you expecting a check directly from the other driver's insurance company? I know sometimes your own insurance "fronts" the funding, then gets reimbursed from the other guy's insurance. Even in that case, not sure why a deductible would come into play. I think maybe your insurance company is simply stating the obvious and making themselves seem "extra nice" to you.
I don't think they expected me to pay a deductible, unless they found me partially at fault. That was just the caveat they told me when I first made the claim, but after hearing both sides they obviously realized that I was 100% not at fault. I'm not sure about receiving a check or how it all works, I've never been in an accident like this. But you're probably right, they want to sound all nice...they're in the business of money I guess.
2013 BMW X5///M
2012 BMW 535i M Sport
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