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Sorry, I did not fully understand the post originally. However, I was able to refinance 2 months later to lower my monthly payments and still keep the incentives, I don't see why you can't pay off after 1 or two months and still keep the incentives. Again, someone said BMWFS won't make you pay or take away the incentives. I suspect the dealership might get some kickbacks from BMWFS if you stay financed with BMWFS after a few months and that is why they told you that.
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