You live on Long Island, no need to option your car like you live in Antarctica. My advice:
- Cold Weather Package
- Harmon Kardon
- Auto High Beams
+ Heated Seats
* A good set of snow tires
and RWD is sufficient for your climate. I've lived in New Hampshire and now Bergen County, AWD is overkill here. We only get 2-3 rough days; snow tires
are just fine for the typical 1" of snow on those days. I have a second car, almost regret even getting the snow tires
on my RWD 328i.
* Not sure if you are aware, but the standard audio system on the F30 in the USA is the "premium" audio system they get in Europe and pay extra for. It is very, very good, and while I haven't heard the HK system I can't see how its worth $875 if you're trying to trim things back.
* Again, in your climate, you don't need the full Cold Weather Package. Just get the heated seats and be done with it.
* Auto high beams? Unless you live in a very dark area with no street lighting, this is unnecessary. I put on my high beams maybe 2x a week because the xenon's are so damn good, just don't need them unless I'm in pitch black conditions, certainly don't need them to function automatically.