Then I guess YOU can "afford" every single option on your BMW. That'll put you at 50K. And since you're not buying for practicality and you're spending 50K, I guess you should just spend 80K and get an X6.
I actually did buy my car for practicality. I get the quality, speed, handling and fun to drive characteristics with the practicality of free maintenance, free loaner cars, great gas mileage, decent storage, and a roof rack system to carry my bike and kayaks. I'm also 100% comfortable driving my X1 at night with my halogen headlights. They work great. And when your xenons break, like they did on my 3 series coupe, it'll cost you $1200 each to replace. Me? I'll just run down to the local auto parts store and grab a new bulb for a few bucks.