M3 vs 135i... Not that simple

So long story short. I've been working since I was 16 and have saved up enough money to help my dad with a lease. I'm 20 years old and have driven an a4 for the past 4 years.*
As my lease is about to end I have ha my sights set on a 135i loaded with the lease =ing $570 a month. I can pay 300 of that each month for 3 years.*
But then my dad told me, if I plan to buy the car at the end of the lease, I should get an m3. My family has the means to pay the $930 lease a month and I would be paying $400 a month if I got the m3

My question is to all you devoted bimmer fans, is it wrong for a 20 yr old to get an m3 car? I feel like it is a car you should work years for and I mean I have save up money which is rare for a 16-20 but still? Will I have to deal with haters and jealous kids/adults saying who is this kid with an m3 not knowing I'm paying for almost half the lease?

Comments please and this isn't a troll topic or anything. I'm just in-between getting a beautiful car ( that I would literally keep till I die) now or waiting till I'm older and have the pleasure of saying, I bought this m3 on my own. Thanks.*

Option 3: lease a 335i for $419/mo, pay for it all yourself, have the "bragging rights" today, and selfrespect forever.

Why the hell does it cost $150 more a month to lease a 135i vs a 335i?

Originally Posted by Burrogs

Option 3: lease a 335i for $419/mo, pay for it all yourself, have the "bragging rights" today, and selfrespect forever.

Why the hell does it cost $150 more a month to lease a 135i vs a 335i?

+1 i don't understand that either; from what I have heard on this forum, an M3 is too much car for a young adult. The 335i would be all yours as stated above and is a fantastic car

Originally Posted by Burrogs

Option 3: lease a 335i for $419/mo, pay for it all yourself, have the "bragging rights" today, and selfrespect forever.

Why the hell does it cost $150 more a month to lease a 135i vs a 335i?

If you read the OP's first message, he says it's a loaded 135i. I'm assuming there's a stripped down 335i available for $419 a month, but that's not what he's comparing. A well equipped 128i with metallic paint, M sport package, navigation, leather, and a few other goodies comes out to over $500/month (assuming you put as little as possible down at inception/drive-off, since it makes zero sense to put money down on a lease with APRs of 3.5% or less). A 328i similarly equipped is a few bucks more.

OP: You may want to drive a manual transmission 128i...lovely car, and a great daily driver with good gas mileage and reasonable insurance rates for a young 'un.

Either way, enjoy whatever you choose!

Why not keep driving the A4 and put your money towards an MBA or some other professional degree. That way you can soon buy your old man an M3.

Originally Posted by 3ismagic#

Why not keep driving the A4 and put your money towards an MBA or some other professional degree. That way you can soon buy your old man an M3.

that or travel and have some fun. Save the m3 for the mid-life crisis.

A m3 is too much car for a 20 y/o. The first BMW I ever drove was a friends then brand new 95 m3 and within seconds I almost killed both of us due to lack of knowledge on handling that kind of power.

Get a 128i or 328i pay for it yourself and you will have out respect. Or use the money for an MBA or on dating girls with your current a4...which btw...is much nicer than the Chevy cavalier I drove when I was 20 .....

If I said how I old I was with an M3 I'd get flamed on here for sure. But then again mine is a E46. Not an E9x. Just get the M. So what if your parents helped you? You'll be driving one of the greatest cars ever made. A 135i is not nearly as exciting as an M car.

saving at your age is quite commendable, and you seem mature enough to handle an m3. if not, please go for the 135i.

The E92 M3 is an ungodly car, to be honest it's perfect minus 2 flaws. First off, the gas mileage is atrocious. Second, full coverage insurance for someone your age WILL exceed half that lease payment or close. I owned a E92 M3 when I ran my own insurance agency, mine was a white hardtop convertible with red fox leather and a DCT transmission. Incredible was an understatement lol. I got funny looks, but you have to do what makes YOU happy and not others. You won't be sad, trust me. But... Make sure you can afford a lease through Exxon mobil for gas, and huge insurance rates. Lastly, this car is no toy, it absolutely will get away from you. I've owned ungodly modified cars and I'm an above average driver and the car found my limits real fast, not the other way around.
Honestly I drove a 135 and I sure loved it, but it's no M3.

My advice dont buy a new M3 e92 get a used one or lease an 135 m sport package, wait until the new m3 comes out, the V8 m3 cant hold its own with the big boys. advice buy a used 1m.

Test drive both and see which one you like more. If you are mature/responsible I do not think an M3 is not "too much car for a 20 y/o" depending again on what kind of person you are. It will take awhile to get used to the power if you haven't had anything comparable before.

People will be jealous but that comes with the territory. If you care about that then why even look at the M3? You can't care what others think...

I've been driving 300/400 hp+ cars for the last 7 years (since I was 17)..

From a financial standpoint just make sure you KNOW you can afford the one you go with. I'm not a huge fan of leasing/loans but that's me.

My answer, none of the above.. If you have that kind of money and plan on buying for keeps. Go hunting for an 1M. Right inbetween 135i and M3 in power figures, but as muich or more fun than the M3. In August of last year, I was in the same boat you are currently in. I'm 20 years old and I saved up enough money to get a loan for my 335i. I love my car, people I went to high school with know when they see it, that it's me and sometimes they talk about it, but I don't care.. why? 'CAUSE I DRIVE A MUTHA f****ING BMW and they don't!

Can you afford the speeding tickets...

He didn't ask whether the car is too much for him. The 18 year olds here who daily drive Ferraris/Lamborghinis/911s would beg to differ. They'd say it isn't ENOUGH car. Go with what makes financial sense to you.


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