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E90/E91/E92/E93 (2006 - 2013)
The E9X is the 4th evolution of the BMW 3 series including a highly tuned twin turbo 335i variant pushing out 300hp and 300 ft. lbs. of torque. BMW continues to show that it sets the bar for true driving performance! -- View the E9X Wiki

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  #51  
Old 09-01-2006, 10:08 AM
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Quote:
Originally Posted by OVRSTR View Post
MrSilver, my MSRP is a bit higher than yours and my payment is the same...however I've got 15k miles/yr. There's a big difference in $ between 10k and 15k/yr. You can do better IMHO.
Thanks.
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  #52  
Old 09-01-2006, 10:19 AM
OVRSTR OVRSTR is offline
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No problem. Your anticipation is palpable in your postings...good luck
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  #53  
Old 09-01-2006, 02:24 PM
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Quote:
Originally Posted by MrSilver View Post
Thanks.
Silver got a good deal on the finance side...he just didn't do as well in terms of price reduction off of MSRP...keep in mind he is also not doing any cap reduction which is good...so if you guys out there are getting 'better' deals than him make sure none of your drive off fee is going to cap reduction.
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  #54  
Old 09-07-2006, 04:17 PM
swordfish swordfish is offline
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61% residual on a 36 month lease for the 335i?
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  #55  
Old 09-07-2006, 05:05 PM
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61% residual on a 36 month lease for the 335i?
For the sedan...
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  #56  
Old 09-07-2006, 06:09 PM
paul325740 paul325740 is offline
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I'm going to pick-up new car next week .what about if I want to add alarm and rims installed ? should I add to the lease or should a pay it up front? what do you guy think ?
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  #57  
Old 09-08-2006, 04:57 AM
OVRSTR OVRSTR is offline
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I don't believe you can residualize the alarm and dealer installed rims in your lease...you'll pay throught the nose.
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  #58  
Old 09-08-2006, 08:49 AM
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Quote:
Originally Posted by OVRSTR View Post
I don't believe you can residualize the alarm and dealer installed rims in your lease...you'll pay throught the nose.
That is true...this stuff goes right on top of the cap and not the MSRP. I would pay cash for at least the rims and take them off before turning it in later.
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  #59  
Old 09-08-2006, 09:22 AM
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trick50 trick50 is offline
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Quote:
Originally Posted by greginaz1 View Post
That is true...this stuff goes right on top of the cap and not the MSRP. I would pay cash for at least the rims and take them off before turning it in later.
I would not buy rims from a dealer..they are going to take you to the cleaners..shop around and wait it out..Over the next 6 months or so I think the aftermarket is going to have a field day with this car.
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  #60  
Old 09-08-2006, 12:08 PM
OVRSTR OVRSTR is offline
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What trick50 said!
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  #61  
Old 09-09-2006, 01:35 PM
bmrlvrs bmrlvrs is offline
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2007 335i Sedan Leasing Questions

I want to lease a 2007 335i sedan, I've calculated the MSRP at $44,520 and the invoice at $40,960 (incl $695 dest. fee). I want to have as little out of pocket exepense. Does anyone know what the MF and residuals are on a 24 or 36 month lease? I want to start e-mailing dealers with what I'm looking for but want to make sure I'm asking for right 'offer' first.

Last edited by bmrlvrs; 09-09-2006 at 01:40 PM.
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  #62  
Old 09-09-2006, 02:15 PM
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Add 2% to Residual Value for 12k mi/yr and 3% for 10k mi/yr on all terms

2007 BMW 328 Series 328Ci Coupe

24 mo/15k mi Residual Value 68% of MSRP .00200 Base Money Factor Rate
36 mo/15k mi Residual Value 58% of MSRP .00200 Base Money Factor Rate
48 mo/15k mi Residual Value 44% of MSRP .00319 Base Money Factor Rate
60 mo/15k mi Residual Value 36% of MSRP .00319 Base Money Factor Rate


2007 BMW 328 Series 328xi Coupe

24 mo/15k mi Residual Value 70% of MSRP .00200 Base Money Factor Rate
36 mo/15k mi Residual Value 58% of MSRP .00200 Base Money Factor Rate
48 mo/15k mi Residual Value 45% of MSRP .00319 Base Money Factor Rate
60 mo/15k mi Residual Value 37% of MSRP .00319 Base Money Factor Rate


2007 BMW 328 Series 328i Sedan

24 mo/15k mi Residual Value 71% of MSRP .00285 Base Money Factor Rate
36 mo/15k mi Residual Value 61% of MSRP .00285 Base Money Factor Rate
48 mo/15k mi Residual Value 45% of MSRP .00319 Base Money Factor Rate
60 mo/15k mi Residual Value 37% of MSRP .00319 Base Money Factor Rate


2007 BMW 328 Series 328xi Sedan

24 mo/15k mi Residual Value 71% of MSRP .00285 Base Money Factor Rate
36 mo/15k mi Residual Value 61% of MSRP .00285 Base Money Factor Rate
48 mo/15k mi Residual Value 46% of MSRP .00319 Base Money Factor Rate
60 mo/15k mi Residual Value 37% of MSRP .00319 Base Money Factor Rate


2007 BMW 328 Series 328i Wagon

24 mo/15k mi Residual Value 70% of MSRP .00285 Base Money Factor Rate
36 mo/15k mi Residual Value 60% of MSRP .00285 Base Money Factor Rate
48 mo/15k mi Residual Value 42% of MSRP .00319 Base Money Factor Rate
60 mo/15k mi Residual Value 35% of MSRP .00319 Base Money Factor Rate


2007 BMW 328 Series 328xi Wagon

24 mo/15k mi Residual Value 70% of MSRP .00285 Base Money Factor Rate
36 mo/15k mi Residual Value 60% of MSRP .00285 Base Money Factor Rate
48 mo/15k mi Residual Value 43% of MSRP .00319 Base Money Factor Rate
60 mo/15k mi Residual Value 35% of MSRP .00319 Base Money Factor Rate


2007 BMW 335 Series 335i Coupe

24 mo/15k mi Residual Value 69% of MSRP .00200 Base Money Factor Rate
36 mo/15k mi Residual Value 58% of MSRP .00200 Base Money Factor Rate
48 mo/15k mi Residual Value 45% of MSRP .00319 Base Money Factor Rate
60 mo/15k mi Residual Value 36% of MSRP .00319 Base Money Factor Rate


2007 BMW 335 Series 335i Sedan

24 mo/15k mi Residual Value 71% of MSRP .00270 Base Money Factor Rate
36 mo/15k mi Residual Value 61% of MSRP .00270 Base Money Factor Rate
48 mo/15k mi Residual Value 45% of MSRP .00319 Base Money Factor Rate
60 mo/15k mi Residual Value 37% of MSRP .00319 Base Money Factor Rate
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  #63  
Old 09-12-2006, 11:16 PM
otonitoni otonitoni is offline
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736 a month? deal?

Hey guys,

Thanks for all the great post. I"m new to the forum and I would love to hear your evaluation of this deal. I have a friend of a friend who is suppose to be hooking me up and this is the deal:

335i, sport, premium, auto, paddle, comfort, nav, sirius, park distance, bmw assist...

1894 down and 736 a month

This is for 36 month, 12k a year.

What are your thoughts? great deal? He charged almost 2k below msrp.

Thanks in advance guys!
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  #64  
Old 09-13-2006, 02:13 AM
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enigma enigma is offline
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I don't really follow why people keep recommending to put down as little as possible. Maybe someone can help me out.

Here's my dilema. I keep buying new vehicles (mostly BMWs) ever 3 years or so. When I trade in, inevitably I get poor valuation on my old car. Now, I am seriously looking at leasing my next vehicle.

On the other hand, I also hate making monthly payments (and interest associated with them). According to the money factor posted above, the interest rate is about 5-7%. While it's not bad, I would rather avoid it all together.

My question is if I wanted to make a lump sum payment for my 3 year lease, would I just be paying for depreciation and sales/use tax? More specifically, will my one-time payment be (negotiated price x (1 - residual value))?

For example, if the negotiated price was 50k and the residual value is 50%, will my lump sum payment for this lease be 25k (50k x (1 - 0.5)) + sales/use tax + doc fees + security deposit?

Thanks!
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  #65  
Old 09-13-2006, 10:40 AM
booyah booyah is offline
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Instead of putting money down--can we not put down multiple security deposits (MSD's) on these cars up to 7 times??? That would lower your monthly cost and also you get ALL that money back at the end of your lease!! Im I right on this?
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  #66  
Old 09-13-2006, 11:33 AM
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missing23 missing23 is offline
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Quote:
Originally Posted by enigma View Post
I don't really follow why people keep recommending to put down as little as possible. Maybe someone can help me out.

Here's my dilema. I keep buying new vehicles (mostly BMWs) ever 3 years or so. When I trade in, inevitably I get poor valuation on my old car. Now, I am seriously looking at leasing my next vehicle.

On the other hand, I also hate making monthly payments (and interest associated with them). According to the money factor posted above, the interest rate is about 5-7%. While it's not bad, I would rather avoid it all together.

My question is if I wanted to make a lump sum payment for my 3 year lease, would I just be paying for depreciation and sales/use tax? More specifically, will my one-time payment be (negotiated price x (1 - residual value))?

For example, if the negotiated price was 50k and the residual value is 50%, will my lump sum payment for this lease be 25k (50k x (1 - 0.5)) + sales/use tax + doc fees + security deposit?

Thanks!
Reason being is if you put $ down on a leased car and it gets totaled the car will get paid off with gap insurance making up any difference and you will lose any $ you put down...in the case of a lump sum lease I'm not so sure...
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  #67  
Old 09-13-2006, 11:34 AM
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Quote:
Originally Posted by booyah View Post
Instead of putting money down--can we not put down multiple security deposits (MSD's) on these cars up to 7 times??? That would lower your monthly cost and also you get ALL that money back at the end of your lease!! Im I right on this?
See my post above...yes, do as many MSD's as you can and never put $ down on a lease unless it is a minimal amount to decrease your payment to the next lowest $50 increment which will decrease your security deposit amount.
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  #68  
Old 09-14-2006, 12:09 PM
bulent335 bulent335 is offline
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335 Coupe , Premium Pack., Sport Pack., Paddle Shifters, AT, Sirius
MSRP - $47,190
Negotiated Price - $46,600
24 Month Lease
12K miles / year
MF 0.0024
Sec. Dep. - Waived
Due at Sign - $1,435 (including 1st payment)
Montly PMT - $810 including tax

is this a bad deal?
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  #69  
Old 09-14-2006, 12:49 PM
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amberlove amberlove is offline
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Any one know the residual on a 20,000 mile lease? I'm in medical sales and drive a lot but need new car every 3 years. Thanks!
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  #70  
Old 09-14-2006, 02:04 PM
swordfish swordfish is offline
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Quote:
Originally Posted by booyah View Post
Instead of putting money down--can we not put down multiple security deposits (MSD's) on these cars up to 7 times??? That would lower your monthly cost and also you get ALL that money back at the end of your lease!! Im I right on this?
Yes, but you really need to do the math to determine if it is worth it to you to put money down to reduce the cap cost.. thus reducing your monthly payment.. (I don't worry about totaling the car.. i'm an optimist )

or reducing the Money factor.. reducing your monhtly payment also, but not by as much as cap cost reduction...

Either way BMW is going to get you money one way or another.

Spending 700-800 per month on a 3 series is rediculous in my opinion. However if you arent putting any money up front, this is what you will be paying...

I worked out the 335i based on 3 years 15/miles per year to 650.00 with 3000 down. I havent worked out the security deposit method numbers yet..
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  #71  
Old 09-14-2006, 02:29 PM
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schley schley is offline
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Quote:
Originally Posted by amberlove View Post
Any one know the residual on a 20,000 mile lease? I'm in medical sales and drive a lot but need new car every 3 years. Thanks!
The advantage of leasing driving 20k a year is significantly reduced. You can buy extra miles at the outset of the lease for 15cents per mile. The 15k residual is used but you would have to buy extra miles of 5k per year, which is 750 extra per year. $62.50 a month.

Or you can buy them during your lease up to 6 months from turn in for 16 cents per mile. Or if you wait till the end of the lease it is 20 cents per mile.

Keep in mind that you won't have a car under warranty for those last 10k miles or free maintenance if you drive 20k per year.

Instead of buying the extra miles at lease inception, I would take that money toward multiple security deposits which will buy down your MF. That money will then be used for excess mileage or wear and tear at lease end. Thus instead of buying miles up front, take that money to do MSD's and you can buy your MF down and then use that money to lease end, although it would be at 5 cents more per mile. This would be more advantageous when you run the numbers particularly for a higher dollar lease.
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  #72  
Old 09-14-2006, 02:33 PM
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schley schley is offline
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Quote:
Originally Posted by enigma View Post
I don't really follow why people keep recommending to put down as little as possible. Maybe someone can help me out.

Here's my dilema. I keep buying new vehicles (mostly BMWs) ever 3 years or so. When I trade in, inevitably I get poor valuation on my old car. Now, I am seriously looking at leasing my next vehicle.

On the other hand, I also hate making monthly payments (and interest associated with them). According to the money factor posted above, the interest rate is about 5-7%. While it's not bad, I would rather avoid it all together.

My question is if I wanted to make a lump sum payment for my 3 year lease, would I just be paying for depreciation and sales/use tax? More specifically, will my one-time payment be (negotiated price x (1 - residual value))?

For example, if the negotiated price was 50k and the residual value is 50%, will my lump sum payment for this lease be 25k (50k x (1 - 0.5)) + sales/use tax + doc fees + security deposit?

Thanks!
have fun)

http://www.bimmerfest.com/forums/sho...alculate+lease
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  #73  
Old 09-14-2006, 02:56 PM
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Originally Posted by schley View Post
The advantage of leasing driving 20k a year is significantly reduced. You can buy extra miles at the outset of the lease for 15cents per mile. The 15k residual is used but you would have to buy extra miles of 5k per year, which is 750 extra per year. $62.50 a month.

Or you can buy them during your lease up to 6 months from turn in for 16 cents per mile. Or if you wait till the end of the lease it is 20 cents per mile.

Keep in mind that you won't have a car under warranty for those last 10k miles or free maintenance if you drive 20k per year.

Instead of buying the extra miles at lease inception, I would take that money toward multiple security deposits which will buy down your MF. That money will then be used for excess mileage or wear and tear at lease end. Thus instead of buying miles up front, take that money to do MSD's and you can buy your MF down and then use that money to lease end, although it would be at 5 cents more per mile. This would be more advantageous when you run the numbers particularly for a higher dollar lease.
The formula for extra miles is:

Term Residual minus (Total extra miles over lease term)*0.15

Use this value as your new residual in the lease calculation.
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  #74  
Old 09-14-2006, 02:59 PM
supadan supadan is offline
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Quote:
Originally Posted by bulent335 View Post
335 Coupe , Premium Pack., Sport Pack., Paddle Shifters, AT, Sirius
MSRP - $47,190
Negotiated Price - $46,600
24 Month Lease
12K miles / year
MF 0.0024
Sec. Dep. - Waived
Due at Sign - $1,435 (including 1st payment)
Montly PMT - $810 including tax

is this a bad deal?
Well you should be able to negotiate a better price. There are quite a few people who said they've received around $1200-$1500 off MSRP. You should also make sure you're paying $625 for the acquisition fee and not $825. You should also put down a security deposit because it'll lower your MF and make quite a difference in your monthly payments. Assuming you can negotiate the price to $46k with acq fee of 625 and MF of .002, depending on the tax you should be paying around $760/month.
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  #75  
Old 09-14-2006, 03:07 PM
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missing23 missing23 is offline
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Originally Posted by swordfish View Post
Yes, but you really need to do the math to determine if it is worth it to you to put money down to reduce the cap cost.. thus reducing your monthly payment.. (I don't worry about totaling the car.. i'm an optimist
You are also making a mistake...if you are so worried about the payment amount and putting money down finance it with a 'normal' loan...or pay cash.

Why are people so hung up on payment amount? IMO, if you have to keep a payment to a certain figure you probably shouldn't be buying that car as these kind of people are likely spending every last cent of money they make per month.

Are you worried if you kept that few K around you would spend it? Put that money in some interest bearing account and draw it out when you need it to help with the higher payments.

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