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Ask-A-Dealer
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  #76  
Old 12-22-2009, 11:04 AM
zibawala zibawala is offline
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santa clara county is 9.25% though now
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  #77  
Old 01-23-2010, 08:09 PM
pharding pharding is offline
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European Delivery and Leasing
It is critical the the residual value be based upon US MSRP. Some dealers will write the lease with the residual value based upon Euro Delivery MSRP instead US MSRP. On a 5er the difference is an extra $2,000 profit for the dealership.
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04 Successfully lobbied BMW NA and BMW FS to prohibit dealers from using residual values based upon Euro Delivery MSRP and to use US MSRP saving BMW Enthusiasts several thousand dollars on each lease

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  #78  
Old 01-25-2010, 05:59 AM
obi.wan obi.wan is offline
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Quote:
Originally Posted by SteveinBelAir View Post
A couple of things.
Several states that include Illinois, Virginia, Maryland and Texas (please chime in if there are more) require you to pay tax on the negotiated price of the car. Yes, that's right, just as if you are buying it outright. In these states, you either pay it all up front or build it into the lease. On a 24 month lease, this will kill your payment

Note also that if you decide to buy the car at the end of the lease, YOU WILL PAY TAX AGAIN!
.
So now the Maryland tax rate is 6%, still pay the tax on the full negotiated price
BUT starting I believe last year, no longer have to pay tax if you do a lease buyout

Having to still pay tax on the full price is a bummer
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  #79  
Old 04-09-2010, 07:59 AM
es es is offline
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Where is that excell s/sheet

Hi ,

Can someone post that spreadsheet for lease calculations where you can add all options, MSD, etc...?
It was here before but can not find it anymore. It was great way of calculating payments with quick adjustments.
Thanks.

Last edited by es; 04-09-2010 at 08:28 AM.
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  #80  
Old 06-23-2010, 09:24 PM
Michael Schott Michael Schott is offline
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Quote:
Originally Posted by es View Post
Hi ,

Can someone post that spreadsheet for lease calculations where you can add all options, MSD, etc...?
It was here before but can not find it anymore. It was great way of calculating payments with quick adjustments.
Thanks.

Bump. Does anyone have that spreadsheet they can post?
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  #81  
Old 07-08-2010, 01:50 PM
cvb cvb is offline
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Calculate Gas Guzzler and Acquisiton in MSRP?

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Last edited by cvb; 07-08-2010 at 02:08 PM.
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  #82  
Old 07-18-2010, 07:24 AM
Bunky Bunky is offline
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Hey everyone,

I'm getting close to finishing my lease deal and have a few questions. I've reached agreements on the selling price, money factor, acquisition fee, trade in price, and doc fees. I've gotten all the true numbers for tax, title, and registration from my state's 2010 Tax Manual so they can't try to pad extra money there.

1. What tricks to make profit come after all of these are negotiated?
2. Is gap insurance included from BMWFS on the lease documentation, and if so, is this yet another place where the dealer will try to boost profit? If so, I'll get gap insurance from my own insurance company and have that number before going in.
3. Where/When is this MACO fee gonna be brought up? Is that a little bomb the finance person drops when you are signing lease papers?
4. I'm using BMWFS for the first time, so it's my understanding that I WILL have to pay the security deposit. Can all of the fees, tax, title, registration, license, etc. be lumped into my Net Capitalized Cost, so my drive away cost is my first months payment + security deposit?

Thanks!
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  #83  
Old 07-19-2010, 06:30 PM
X6Jenna X6Jenna is offline
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As you have agreed upon all of the costs, put everything into a lease calculator and make sure your payments are that number when you're signing your deal. If they add extra fees, tell them you did not agree on the fees - you should be at a point where your sale figures are finalized. Our CA brought up the MACO fees when we were doing the original negotiation.

1. When you're working with the finance person, they will try to sell you extras (i.e. clear bra, tire insurance, leather protector, etc). If you search here, you will find threads on all these with great input.
2. Gap insurance is included in the lease payment
3. See first paragraph
4. We did not have to put a security deposit down (or down payment) with our first BMW lease. We do have great credit and a car buying history, but if they tell you that you HAVE to, you should be able to negotiate that as well. You should be able to lump that all in your cap cost, but probably don't want to because you end up paying interest on it. See if they can waive the deposit and use that to pay your fees.

Hope that helps
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  #84  
Old 07-20-2010, 06:11 AM
mookjohnson mookjohnson is offline
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Quote:
Originally Posted by Michael Schott View Post
Bump. Does anyone have that spreadsheet they can post?
Ditto. There are good ones, and then there were some GREAT ones, but the only ones I can find have been locked and you can't input your own data in the macros.

Anyone?
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  #85  
Old 07-20-2010, 09:11 AM
Newmanium Newmanium is offline
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Here's the one I use - was tweaked from one I found on here a long time ago. I have it setup where 36 and 24 month are side by side, and the MSD drop is also listed.

For some reason it won't let me upload an XLS - so rename from PDF to XLS.
Attached Files
File Type: pdf lease_calc_bmw.pdf (25.5 KB, 989 views)
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  #86  
Old 04-14-2011, 04:04 PM
AnonCA AnonCA is offline
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That one works great, at least the first time I tried it. I can't, on quick glance, see where the sales tax is figured in
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  #87  
Old 04-14-2011, 04:12 PM
AnonCA AnonCA is offline
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I take that back....sumpins not quite right
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  #88  
Old 06-02-2011, 05:33 PM
whoisthat whoisthat is offline
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New here, but just about ready to pull the trigger on a 2011 335i m sport... Anyone find that xls spreadsheet to do the numbers?
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  #89  
Old 10-23-2011, 11:15 PM
SLORIDE SLORIDE is offline
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Spreadsheet

Anybody have the spreadsheet?
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  #90  
Old 10-24-2011, 05:01 AM
mrMTB mrMTB is offline
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Quote:
Originally Posted by SLORIDE View Post
Anybody have the spreadsheet?
Check out post #85.
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  #91  
Old 11-29-2011, 05:46 AM
zinm zinm is offline
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Quote:
Originally Posted by Newmanium View Post
Here's the one I use - was tweaked from one I found on here a long time ago. I have it setup where 36 and 24 month are side by side, and the MSD drop is also listed.

For some reason it won't let me upload an XLS - so rename from PDF to XLS.
Could you help me calculate the tax paying up front roll it into loan?
Thanks.
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  #92  
Old 07-29-2012, 08:36 PM
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Dave 330i Dave 330i is offline
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be careful of lessor using 39 month instead of 36 month lease. There is not too much you can do about it. Never heard if anyone had negotiated it into a 36 month lease. In 39 month lease, you pay for the 4th year's registration. It may be advantage to the lessor in some states.

And, in TX, as in some other states, you pay the sales tax of the leased price of the car up front.
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Last edited by Dave 330i; 07-29-2012 at 08:39 PM.
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  #93  
Old 08-11-2012, 07:28 PM
zibawala zibawala is offline
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I am looking to order 2013 328i what is the best I shall expect. I am previous owner
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