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X5 E70 (2007 - 2013)
E70 BMW X5 produced between 2007 and 2013. Discuss the E70 X5 with other BMW owners here.

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  #1  
Old 04-21-2011, 07:53 AM
JPadge JPadge is offline
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Location: Atlanta, GA
 
Join Date: Jul 2009
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Mein Auto: 2008 535i Sport
Rates for 2012 X5 Purchase

Wondering if the rates are at all negotiable for purchasing 2012 X5?

What rates are y'all receiving on 2012 X5 purchases?

Any info greatly appreciated!
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  #2  
Old 04-21-2011, 10:17 AM
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quackbury quackbury is offline
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Location: Not In Kansas Any More
 
Join Date: Dec 2005
Posts: 4,456
Mein Auto: 535i M Sport; 328i Wagon
What do you mean by "rates"? Finance rates? Lease rates (MF and residual)? Discounts off MSRP?

There are 2 pricing systems: one for the informed, the other for the uninformed. The difference is HUGE. Your best bet is to spend time here doing your research; an hour or two and you will have a very good feel for all the moving parts and where you should realistically wind up. You will even find sponsors here who may offer you a significantly better deal than what you will get walking in off the street. (One of the best is in South Atlanta).

But ask for it all to be served up to you on a silver platter? Unlikely.
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Current BMW's:
2014 535i MSport Space / Black, ZCW, ZDA, ZLP, ZLS, ZPP, H-K and 704
2014 328i Sport Wagon, Glacier / Black, ZSL, ZD2, ZD3, ZDH, ZLP, ZPP, ZTP, and H-K

Prior BMW's
2011 535ix MSport
2011 X5 35D
2008 ///M3 Vert
2008 X5 3.0
2007 X5 3.0
2006 X5 3.0
2006 550iA SP
2003 540iA M-Technic
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  #3  
Old 04-21-2011, 10:41 AM
JPadge JPadge is offline
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Location: Atlanta, GA
 
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Mein Auto: 2008 535i Sport
Financing Rates is the info I'm looking for. According to dealership, I'm looking at a rate of 3.9% for 60 months.

We have already sorted out the pricing of the actual vehicle cost.
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  #4  
Old 04-21-2011, 06:27 PM
cb4 cb4 is offline
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Location: MA
 
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Mein Auto: '08 335xi
I got 2.2% from BMW for my x5d purchased in march.
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  #5  
Old 04-22-2011, 11:43 AM
Daniel@Pacific BMW Daniel@Pacific BMW is offline
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Quote:
Originally Posted by JPadge View Post
Financing Rates is the info I'm looking for. According to dealership, I'm looking at a rate of 3.9% for 60 months.

We have already sorted out the pricing of the actual vehicle cost.
If you want to finance through BMW Financial then 3.9% is the buy rate on the 2012 X5 right now. If you want anything lower you would need to check with other banks to see what is available, so check with the dealership to see which bank they are using.
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  #6  
Old 04-22-2011, 12:17 PM
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kanar200 kanar200 is offline
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Quote:
Originally Posted by cb4 View Post
I got 2.2% from BMW for my x5d purchased in march.
hm, I did not negotiate this... shame on me - I got standard 4,9% or sth for 2 years financing... did not picked up the car yet - you think I can stil negotiate?
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  #7  
Old 04-22-2011, 01:20 PM
Pacent Pacent is offline
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Location: Skokie
 
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Mein Auto: Mitsubishi Evolution
I know there was special financing offered for 2011s, but my CA quoted me 3.9% on our 2012.
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  #8  
Old 04-22-2011, 01:57 PM
Sphinx15 Sphinx15 is offline
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Location: Arlington, VA
 
Join Date: May 2007
Posts: 26
Mein Auto: 2012 x5 3.5i
I got offered 1.9% for 36 months on my 2012, originally offered 2.9% but adjusted when I told them I could do better through my credit union.
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  #9  
Old 04-22-2011, 02:31 PM
Daniel@Pacific BMW Daniel@Pacific BMW is offline
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The rate will depend on a combination of your credit score, the term (the lower the term the better the rate), and if you are a loyalty customer (if you are previous with BMW Financial or not). The dealer cannot mark up Sales Support rates on a loan with BMW Financial for new cars, so the rate that the dealer is offering you should be the best one available to you based on your situation.
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  #10  
Old 05-01-2011, 08:39 AM
cb4 cb4 is offline
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When BMW told me they are offering 3.9% I told them my bank could do 2.9. BMW came back with 2.2 for a 5 year term. I took it.
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  #11  
Old 10-28-2011, 02:20 PM
ssaq ssaq is offline
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Location: Raleigh, NC
 
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Mein Auto: VW GTI
2012 x5 35d rate?

Hi,

Does anyone know what the finance rate is for oct?

I thought it was 3.9%, and bmwfs could even come down from that (to match usaa for example). I'm told by CA that the best they have is 4.9% for 36-60 mos. Is that being marked up? I would like to get the loyalty credit, but not worth it at that rate...

thanks for helping...
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  #12  
Old 10-28-2011, 02:41 PM
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surf330 surf330 is offline
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Location: Brentwood, TN
 
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Mein Auto: '06 330i, '12 X5d
Check with one of your local credit unions. Often times they have superior rates to banks.
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  #13  
Old 10-28-2011, 02:47 PM
ssaq ssaq is offline
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Location: Raleigh, NC
 
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Quote:
Originally Posted by surf330 View Post
Check with one of your local credit unions. Often times they have superior rates to banks.
yes, I got 3.75 for 36 mos. Just wanted to get the $1000 loyalty credit. If BMWFS could get close to the 3.75 it would be worth it.

just curious if i should push them some more on the 4.9, or if that is what it is (and not marked up).
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  #14  
Old 10-31-2011, 07:07 AM
davidc1 davidc1 is offline
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Location: NYC metro
 
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Looks like special incentives lease/finance/loyalty for X5 expired today?
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  #15  
Old 10-31-2011, 06:07 PM
jitubats jitubats is offline
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Location: washington,dc
 
Join Date: Jan 2011
Posts: 23
Mein Auto: 2012 X5d
i got 4.9 for the diesel, was told that 2012 does not have any specials at the moment.
Will refinance at 2.49 at my local credit union shortly..

Thanks,
J
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  #16  
Old 10-31-2011, 07:13 PM
ard ard is online now
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Location: CA
 
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Mein Auto: '12 X5 35d/E39M5/996TTX50
I was offered 2.9% on Oct 17.
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  #17  
Old 10-31-2011, 09:02 PM
Covisint Covisint is offline
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Location: Virginia
 
Join Date: Dec 2010
Posts: 1
Mein Auto: S500
I received 2.74% for 72 months on a 2012 at the end of July. SunTrust is the lender.
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  #18  
Old 10-31-2011, 09:04 PM
ChuckGr ChuckGr is offline
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Location: San Diego, CA, USA
 
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Posts: 312
Mein Auto: X5 35D
I got 1.78% for 36 moths.
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