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  #1  
Old 05-08-2012, 12:20 PM
rgzimmer rgzimmer is offline
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Mein Auto: '10 328i; '09 335i
BMWFS rates

My lease is up in 3 months and I am about 90% certain that I will keep my 335i. The car has been solid for the entire three years and I love the colors on it. My residual looks to be roughly $4,500 less that what I would pay for a CPO with similar specs from a dealer so no need to trade in for something else.

How do the BMWFS rates for used cars compare to the new car rates? I can go to my credit union and get a pretty good rate, but if I can just stay with BMWFS for a nominal difference I'll stick with them to make the paperwork easier. Credit is not an issue.
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  #2  
Old 05-08-2012, 10:13 PM
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knechtea knechtea is offline
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Location: Napa, CA
 
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Mein Auto: 2008 VW R32
Quote:
Originally Posted by rgzimmer View Post
My lease is up in 3 months and I am about 90% certain that I will keep my 335i. The car has been solid for the entire three years and I love the colors on it. My residual looks to be roughly $4,500 less that what I would pay for a CPO with similar specs from a dealer so no need to trade in for something else.

How do the BMWFS rates for used cars compare to the new car rates? I can go to my credit union and get a pretty good rate, but if I can just stay with BMWFS for a nominal difference I'll stick with them to make the paperwork easier. Credit is not an issue.
I would call them up and ask. My suspicion is that credit union is probably best. I would guess that a dealer might be able to help you out as well since they would get paid. Might be worth a visit to ask if they have any wiggle room.
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  #3  
Old 05-08-2012, 11:38 PM
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Greg@Pacific BMW Greg@Pacific BMW is offline
Greg Poland Pacific BMW
Location: Glendale, CA
 
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Mein Auto: 2011 X5 3.5 M sport
Credit union rates will be lower, the best rate BMW currently offers is 3.99%
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  #4  
Old 05-09-2012, 04:13 PM
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mclaren mclaren is offline
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1.99% at Penfed.org credit union. Anyone can join.
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