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X1 E84 (2011 - current)
The new to the US BMW X1 will arrive at BMW dealers in the fall of 2012 as a 2013 model year. Get your X1 28i with either sDrive (RWD) or xDrive (AWD) or get the US exclusive I6 N55 powered X1 35i dDrive.

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  #1  
Old 11-19-2012, 11:42 AM
friedtofu friedtofu is offline
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Location: san jose
 
Join Date: Nov 2012
Posts: 5
Mein Auto: honda prelude
About to order x1, question regarding holiday credit

I've worked out a deal for the X1, premium + lighting packages for $34500 + TTL


The dealer has a $500 credit if we get financing through them. Their current rate is 3.29. I see that PenFed has 1.49 on new car loans. So I was wondering if I can finance with the dealer to down a quick refinance right after? Is there any early payment penalty or time I need to hold the loan to qualify for the $500 credit?
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  #2  
Old 11-19-2012, 11:50 AM
afshawnt's Avatar
afshawnt afshawnt is online now
Scheiße!!!
Location: Boca Raton, FL
 
Join Date: May 2004
Posts: 822
Mein Auto: E30 M3, 2012 128i
There is no early payment penalty, but it is advisable to keep the loan for 6 months with BMWFS. I believe the dealer may lose the credit money that they pass on to you otherwise.

Don't forget BMW Ultimate Drive App Credit of $300 and Loyalty of $750 (both if you qualify). I believe the PenFed rate still comes out on top, but if you have multiple incentives from BWWFS then the difference between the two becomes much smaller.
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1989 M3
1999 323iC
2005 330i ZHP
2013 X5 xDrive35d
2013 X1 sDrive28i

Retired
2012 128i
2009 MINI Cooper
2010 128i
2006 330i
2004 325i
1991 325i
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  #3  
Old 11-19-2012, 11:58 AM
friedtofu friedtofu is offline
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Location: san jose
 
Join Date: Nov 2012
Posts: 5
Mein Auto: honda prelude
to use the first drive app, I need to be a current BMW FS customer right?
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Old 11-19-2012, 12:11 PM
afshawnt's Avatar
afshawnt afshawnt is online now
Scheiße!!!
Location: Boca Raton, FL
 
Join Date: May 2004
Posts: 822
Mein Auto: E30 M3, 2012 128i
Correct
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1989 M3
1999 323iC
2005 330i ZHP
2013 X5 xDrive35d
2013 X1 sDrive28i

Retired
2012 128i
2009 MINI Cooper
2010 128i
2006 330i
2004 325i
1991 325i
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