Welcome to Bimmerfest -- The #1 Online Community for BMW related information! Please enjoy the discussion forums below and share your experiences with the 200,000 current, new and past BMW owners. The forums are broken out by car model and into other special interest sections such as BMW European Delivery and a special forum to voice your questions to the many BMW dealers on the site to assist our members!

Please follow the links below to help get you started!

Go Back   Bimmerfest - BMW Forums > BMW Model Discussions > 5 Series > E39 (1997 - 2003)

E39 (1997 - 2003)
The BMW 5-Series (E39 chassis) was introduced in the United States as a 1997 model year car and lasted until the 2004 when the E60 chassis was released. The United States saw several variations including the 525i, 528i, 530i and 540i. -- View the E39 Wiki

Reply
 
Thread Tools Display Modes
  #1  
Old 11-25-2012, 10:52 AM
AntsE39 AntsE39 is online now
Registered User
Location: sunny Florida
 
Join Date: Oct 2012
Posts: 76
Mein Auto: E39 528iA
How much do you guys pay for insurance?

Just curios what my fellow E39ers pay for insurance and your age and the type of coverage you have?

Im 25 and its 170 a month only because of my driving record, I have to carry an SR22 that is an extra $50 a month for three years and extra bs coverage, because im no longer considered a safe driver in the state of Florida. I can't wait till the sr22 goes away then my insurance will be below 100 or just above it hopefully.
Reply With Quote
Advertisement
  #2  
Old 11-25-2012, 12:14 PM
energizedmortal's Avatar
energizedmortal energizedmortal is offline
Officially Welcomed to the 'Fest
Location: Manhattan, New York
 
Join Date: Jan 2010
Posts: 624
Mein Auto: 2003 530i
Im 26 it's $103 a month in manhattan comprehensive coverage with geico.
Reply With Quote
  #3  
Old 11-25-2012, 03:09 PM
Coochie_Bandit's Avatar
Coochie_Bandit Coochie_Bandit is offline
Officially Welcomed to the 'Fest
Location: Bronx NY
 
Join Date: Jun 2012
Posts: 172
Mein Auto: 540
Shiiet.. I wish I only had to pay $170 a month... NY insurance is BS.
Reply With Quote
  #4  
Old 11-25-2012, 03:13 PM
Jim Rolando Jim Rolando is offline
Officially Welcomed to the 'Fest
Location: Missoula, Montana
 
Join Date: Nov 2009
Posts: 1,004
Mein Auto: 1999 528i
I'm 66 and I pay about $370.00 every six months for full coverage/$500.00 deductible.
Reply With Quote
  #5  
Old 11-25-2012, 04:08 PM
Albo's Avatar
Albo Albo is offline
Der Ursprüngliche....Albo
Location: Southern California
 
Join Date: Apr 2004
Posts: 944
Mein Auto: OO=[][]=OO
$160 a month for my e39 and e90. Full coverage, $500 deductible and two drivers ( me..age 35 and the Mrs..age 31)
__________________
Want to learn about your E39 5 Series?

Click Me

Albo's Official Upgrade Thread: http://www.bimmerfest.com/forums/sho...d.php?t=532572



Quote:
Originally Posted by edjack View Post
If you don't want to do nothing, you must want to do something.
Reply With Quote
  #6  
Old 11-25-2012, 04:09 PM
FLE39 FLE39 is offline
Officially Welcomed to the 'Fest
Location: Tampa
 
Join Date: Sep 2012
Posts: 639
Mein Auto: 2003 530i 5spd Manual
29, full coverage, high deductables, no rental or road side coverage, Tampa, FL, $71/mo w/Geico. part of 3 car policy. I think it's still high given the bare bones coverage and high deductables. But Metro Tampa is not cheap. NY of the south.
__________________
DD: 2003 530i 5spd manual sport package. Conti DWS's, Llumar ATR, White LED lighting. TLC on-going.

Garage queen: '07 335i Sedan, base pkg, 6spd Manual, Procede 3 V5 w/NLS, staggered 18" 313's w/Conti DWS's, OS Giken TCD LSD, VAC Street Diff Cover, Akebono Euro Pads, CDV Removed, Black BMW Grilles, Interior & Exterior white LED lighting, LUX Angel Eyes, Debadged, Llumar ATR Tint.
Reply With Quote
  #7  
Old 11-25-2012, 04:13 PM
Bigset3102 Bigset3102 is offline
Registered User
Location: Florida
 
Join Date: Nov 2012
Posts: 42
Mein Auto: 528i
I'm 16 90 a month along with 160 for my truck
Reply With Quote
  #8  
Old 11-25-2012, 04:57 PM
540iman's Avatar
540iman 540iman is offline
resident, old fart
Location: N.W. Indiana
 
Join Date: Sep 2008
Posts: 1,504
Mein Auto: 2002 540i sport
58 years old. 450/yr. FULL coverage AARP
Wife 52 years old, 2012 Kia Sorento $430/yr.

Around $870 per year and no other insurance company can believe it or touch it. One said you must mean $870/6 mos. and he was wrong. Have homeowners with same CO. and no accidents or tickets. We are very fortunate.
Reply With Quote
  #9  
Old 11-25-2012, 07:11 PM
AntsE39 AntsE39 is online now
Registered User
Location: sunny Florida
 
Join Date: Oct 2012
Posts: 76
Mein Auto: E39 528iA
Quote:
Originally Posted by Bigset3102 View Post
I'm 16 90 a month along with 160 for my truck
There is now way a 16 year old has cheap insurance like that.

Anthony
Reply With Quote
  #10  
Old 11-25-2012, 07:36 PM
Bigset3102 Bigset3102 is offline
Registered User
Location: Florida
 
Join Date: Nov 2012
Posts: 42
Mein Auto: 528i
I have to cars on my policy
Reply With Quote
  #11  
Old 11-25-2012, 07:36 PM
Bigset3102 Bigset3102 is offline
Registered User
Location: Florida
 
Join Date: Nov 2012
Posts: 42
Mein Auto: 528i
Quote:
Originally Posted by AntsE39 View Post
There is now way a 16 year old has cheap insurance like that.

Anthony
I have two cars on my policy
Reply With Quote
  #12  
Old 11-25-2012, 10:19 PM
CMRTN CMRTN is offline
Speed Racer
Location: Las Vegas, NV
 
Join Date: Sep 2012
Posts: 34
Mein Auto: 98' 540i/6
GIECO
Location: Las Vegas, NV
Age:17
Comprehensive $127/Month
Reply With Quote
  #13  
Old 11-25-2012, 10:40 PM
BMW e36? BMW e36? is online now
Officially Welcomed to the 'Fest
Location: 216
 
Join Date: Aug 2009
Posts: 275
Mein Auto: 318is
I'm a 21 year old male with a clean driving record and a decent credit score from Ohio. I have rental, comp, and collision 500 dollar deductible. I pay $96.33 a month through nationwide.

Sent from my POS HTC using Bimmer App
Reply With Quote
  #14  
Old 11-26-2012, 02:56 AM
aw_335i aw_335i is offline
Registered User
Location: Nevada
 
Join Date: Oct 2012
Posts: 91
Mein Auto: '01 530i sport
27 .. $58 per month for full coverage, 250ded comp and collision, rental ect.
Reply With Quote
  #15  
Old 11-26-2012, 12:30 PM
BentValve's Avatar
BentValve BentValve is offline
Officially Welcomed to the 'Fest
Location: VA
 
Join Date: Sep 2010
Posts: 952
Mein Auto: 00 528i 3 pedals
Progressive
$120/mo full coverage for the E39 and an 02 Wrangler.
Wife and I are both 34. Impeccable driving records.
Reply With Quote
  #16  
Old 11-26-2012, 06:20 PM
matt540's Avatar
matt540 matt540 is offline
Officially Welcomed to the 'Fest
Location: Michigan
 
Join Date: May 2009
Posts: 944
Mein Auto: DINAN 540
Im 24 with AAA clean driving record with a 1991 318 and a 2000 540i, I pay about $135 a month for both.
__________________
Dinan F&R strut tower brace, M5 F&R sway bars, Koni Sports, Eibach springs, Powerflex polyurethane bushings, Dinan stage 2 engine software, Stage 1 trans software, Zionsville cooling kit, resonator delete, Dinan exhaust, Dinan throttle body, AFE cai, 18' style 5's, 235/40/18 275/35/18, Ultimate cup holders, rear cup holder delete/coin holder, Hella taillights, clear sides, Depo AE, M5 lip spoiler,
Reply With Quote
  #17  
Old 11-26-2012, 07:03 PM
lucasszy lucasszy is offline
Registered User
Location: San jose CA
 
Join Date: Oct 2012
Posts: 19
Mein Auto: 2005 530i 6MT
I'm 37 and wife is 36. I have a 05 530, the wife has an 08 sequoia 4x4, and we have a leMons Hyundai elantra on the insurance as well. Pay about 700 every 6 months for comprehensive at 300k coverage with a 500 deductible
__________________
2005 530i 6MT

Reply With Quote
  #18  
Old 11-26-2012, 09:07 PM
gomolka30 gomolka30 is offline
Officially Welcomed to the 'Fest
Location: Philadelphia
 
Join Date: Nov 2012
Posts: 105
Mein Auto: 2001 530i
Quote:
Originally Posted by aw_335i View Post
27 .. $58 per month for full coverage, 250ded comp and collision, rental ect.
Who is your carrier? That's a very nice rate.
Reply With Quote
  #19  
Old 11-27-2012, 09:37 AM
bluebee's Avatar
bluebee bluebee is offline
Seek to understand,^Value
Location: San Jose, California
 
Join Date: Mar 2008
Posts: 21,283
Mein Auto: 02 BMW 525i M54 auto 130K
I think mine is about $400/year for decent liability coverage.

One thing I noticed moving from back east was the huuuuuge difference in prices for the same thing (car insurance being one of the few things cheaper in California).

This all goes to show the old supply-and-demand curve which is that you never get what you pay for - you simply get what OTHERS pay for!

The interesting thing is that, in California, legally you don't even have to have insurance. All you have to do is show 'proof of financial responsibility' (which can be shown in three ways, last I checked - only one of which is insurance).
__________________
Each repair should invariably add to our knowledge base by the process of inexorable incrementalism.
Your job, in return, is to read the suggested threads, where the best people will always add value to those threads, either by pictures or by descriptions, so the next person with the same problem stands on your shoulders.
See also: E39 Bestlinks & How to easily find what you need
Reply With Quote
  #20  
Old 11-27-2012, 11:24 PM
seanlinnn seanlinnn is offline
Registered User
Location: SoCal
 
Join Date: Sep 2012
Posts: 25
Mein Auto: BMW 540i
Age 17. $2300/year. Full Coverage on 540i, 650i, and a Lexus GX470. Got a quote on when I turn 18 though ^_^v, when my bday passes in about a month it goes down to $1700/yr full coverage all 3 vehicles!
Reply With Quote
Reply

Bookmarks


Forum Navigation
Go Back   Bimmerfest - BMW Forums > BMW Model Discussions > 5 Series > E39 (1997 - 2003)
Today's Posts Search
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On



Forum Jump


All times are GMT -7. The time now is 10:47 PM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
© 2001-2011 performanceIX, Inc. All Rights Reserved .: guidelines .:. privacy .:. terms