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F12 / F13 (2012 - Current)
The future is now! The all new 6 series coupe (F12) and convertible (F13) details are out and dealers are taking orders. Still no word on when the 4 door Gran Coupe will go into production. |
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Hey guys -
This is just an idea, but I'm thinking about switching over to a four door. I've only had my coupe for a few months, but it looks like my wife and I are going to try and start a family sooner than I orignally thought. With the current holiday incentives it looks welcoming, but I would have to find someone to transfer my current lease to. I've laid out all costs I paid and what it would cost for someone to get into a '13 with the same options, given what I put down on my '12. I'm sorry for the detailed info, let me know if anyone might be interested. Thank you! 2012 650i X drive- Carbon Black Metallic Black Nappa Leather Gray Poplar Wood Cold Weather Package Full LEDs with 20"s M Sport B & O sound Heads up Display Instrument panel w/leather BMW apps ARS Shadowline Ceramic Control MSRP - $106, 495 12,000 Miles a year - 36 Months Lease started 7/1/2012 Currently 3,300 miles Residual is $68,156 Total monthly payment = $889.14 (I paid tax upfront) This is what I would be looking for to get out.... Lease fee $250 (I will pay $250 and split) I paid $4868 in cap reduction ($135/m x 6 months(what I've used) = $810 Cap Reduction reimbursement $4000 I paid $3600 for 4 MSDs - this is returned at the end of the lease I paid $2926 in taxes up front ($81/m x 6 months) = $486 Tax reimbursement $2250 I paid $725 for ED fee, $369 Doc fee, $350 for NYS reg fee. I will eat those. Total out of pocket = $250+$4000+3600+2250= $10,100 ($3600 of which you'll get back) Now to compare a '13 with the same options and putting down the same money.... 2013 650i X drive Cold weather Executive package Full LEDs M Sport w/20s B&O ARS MSRP= $108,095 57% residual for 36mos, 12k year $3500 options credit $700 loyalty credit (Cap reduction $250+$4000 from above) $4250 + $600 (reduce MSD from above, 3600 to 3000. Use the 600 to get monthly pymt below 1000) Tax payment from above $2250 MSDs from above $3600-600= $3000 Sale price $750 over US invoice = $99,895 Cap Reduction- $4850 Options credit + loyalty= $4,200 Net Cap = $90,845 Residual 57% = $108,095 x .57 = $61,614.15 Depreciation = Net Cap - Residual $29,230.85 Dep Cost = $29,830.85/36 = $811.97/mo Net Cap + Residual = $152,459.15 Money Factor = .00135 3 MSDs = .00007 x 3 = .00021 Final MF = .00114 Finance pymt = $173.80 Total Monthly pymt before tax = $985.77 Tax on Final Pymt = $985.77 x 8% x 36mos = $2,839.02 Tax on Cap red/options credit = ($4850+4200) x 8% = 724.00 Total Tax = $3,563.02 Apply my tax payment above $2250 Remaining tax = $1,313.02 Cash Breakdown - Cap Reduction - $4850 3 MSDs - $3000 (refundable) Tax - $3563.02 1st payment - $985.77 Dealer Fees - $369 State reg - $350 Total Out of pocket = $13,117.79 ($3000 refundable) Total Monthly Pymt = $985.77 Unless I'm missing something, the swap would be about $3k less upfront assuming you paid similar costs upfront and save about $100 a month. Thank you for looking.
__________________
e92 335i - retired b8 s4 -retired 2012 - 650i X drive |
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