yesterday was a horrible day...

Originally Posted by SWISS

Both, They're all sharks lol.


I was speaking about your counsel and how much of your settlement they would tax for fees.

If an atty neg a deal of 1.4 mill and takes 40% of it and you could have settled for a mill on your own.....

You know where I'm going you're a wise man.

Progressive is one of the slimiest insurers in the market.

Heres what I'd do. FIrst, I'd get the real diagnosis ICD9/10, etc, Whiplash isnt a medical conditon... the point it to act a bit educated. Your best deal, IMO will be to bluff them into a deal with their idea to avoid you getting an atty. If you went back to her and said "Ive had an initial consult with an atty. My bills total X, my time totals Y, I've bneen told that generally a reasonale settlement is 3x the medical losses... in speaking to the atty, they want me to go in for MRIs, and possibly nerve condusctions studies to ruke out nerve involvement. But I really dont want to be one of those people- so lets settle this for ___ and I'll not bothert with an atty"

SOmething like that.

Or go with the atty and get the same amount. Your scumbag atty will seek to sign you up, maybe get you anoterh medical opiniopn and close the case as quickly as they can. If they spend 4 hours and make 35% of 10k, or spend 140hrs on litigation, and make 35% of 40k, they;d rather get the $3500.

A

Originally Posted by ard

Progressive is one of the slimiest insurers in the market.

Heres what I'd do. FIrst, I'd get the real diagnosis ICD9/10, etc, Whiplash isnt a medical conditon... the point it to act a bit educated. Your best deal, IMO will be to bluff them into a deal with their idea to avoid you getting an atty. If you went back to her and said "Ive had an initial consult with an atty. My bills total X, my time totals Y, I've bneen told that generally a reasonale settlement is 3x the medical losses... in speaking to the atty, they want me to go in for MRIs, and possibly nerve condusctions studies to ruke out nerve involvement. But I really dont want to be one of those people- so lets settle this for ___ and I'll not bothert with an atty"

SOmething like that.

Or go with the atty and get the same amount. Your scumbag atty will seek to sign you up, maybe get you anoterh medical opiniopn and close the case as quickly as they can. If they spend 4 hours and make 35% of 10k, or spend 140hrs on litigation, and make 35% of 40k, they;d rather get the $3500.

A

Yup, you don;t want a lawyer, you want them the ins company to think you don't need one.

Cat and mouse all the way to the cheese.

Originally Posted by SWISS

I think BLT nailed it, I bet they didnt; tighten a wheel up.

It wasn't a Bimmer garage but a friend of mine got his car back from a brake job once and the calipers hadn't been tightened down. We discovered it before it did any damage but not good. Took it back and they went into major butt covering mode, never admitted to wrongdoing but did fix it. We got it back and I looked it over for any other space out screw ups.

I've been in a similar situation before (lady ran a red light). I think I ended up with $12k but that was ages ago. Had mid-back pain for months from standing on the brakes while it happened. I'm thinking tensing up to stand on the brakes is saving a little damage to a car at the expense of damage to your spine.

I think I would have given the insurance comapny a number that covered my bills x2 for the trouble caused, and settle rather than let a lawyer get thousands of $ for filing paperwork. But if the insurance co. wouldn't settle for 2x damages, I guess I'd get a lawyer and go for 3x damages (to cover the lawyer's 35%)

I don't understand why you're not going through YOUR insurance company and having them subrogate this with her company. That's why you pay your insurance company. They will happily go after her company to avoid paying you themselves and you don't have to pay for a lawyer, they'll use their own. This is assuming you have a good carrier.

Originally Posted by gresch

I don't understand why you're not going through YOUR insurance company and having them subrogate this with her company. That's why you pay your insurance company. They will happily go after her company to avoid paying you themselves and you don't have to pay for a lawyer, they'll use their own. This is assuming you have a good carrier.

in Colorado medical is covered by your own insurance - they don't go after the other. The rest is personal to me - my insurer doesn't pay for pain and suffering - to my knowledge, they never have or will... the other route is to sue the other driver and let the insurer get in the middle to pay it out.