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F10 / F11 (2011 - Current)
The new chapter in the highly successful story of the BMW 5 Series Sedan (F10) and wagon (F11)

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  #1  
Old 01-30-2013, 09:51 AM
Volcano375 Volcano375 is offline
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Location: St Louis
 
Join Date: Dec 2012
Posts: 16
Mein Auto: 2012 528i xdrive
how much is your insurance?

i know there are many things to consider when u get a car insurance, but i was wondering what is your yearly insurance cost for your 5 series?
please respond in below order, this might help some of us to see if what we pay is reasonable.

2012 528 xdrive
500 deductible
clean driver history(no tickets)
$1320 a year.
St Louis, MO
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  #2  
Old 01-30-2013, 10:04 AM
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Popoemt Popoemt is offline
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Location: San Francisco
 
Join Date: Aug 2012
Posts: 4,368
Mein Auto: 2013 740 Li
$1,104 a year - SF Bay Area
$100/deductible
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2013 740 Li
2007 G35 (trade-in)
2003 Z06 (Black, 50th Anniversary)
2001 Z06 (Torch Red)
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  #3  
Old 01-30-2013, 10:06 AM
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Mr. Grumpy Mr. Grumpy is offline
BMW Freak
Location: NOLA, but my heart is in SoCal
 
Join Date: Aug 2011
Posts: 259
Mein Auto: 2011 535i
2011 535i
500 Deductible
Clean History
35 y/o driver
$1,307 a year
New Orleans, LA
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2011 535i (07/2011 build) Imperial Blue, Oyster/Black Interior, Anthracite Wood Trim, ZSP, ZPP, ZP2, ZCV, 2TB, 6NF, 6NR.

Retired: 2009 328i,Titanium Silver, Black Interior, Dark Wood Trim, ZPP, ZLP, 609, 494, AAW Tune.

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  #4  
Old 01-30-2013, 10:08 AM
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Chuck W. Chuck W. is offline
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Location: Agoura Hills (LA) CA
 
Join Date: Apr 2007
Posts: 968
Mein Auto: 12 BMW 535I MS Alpine Wht
2012 535
1000 deductible collision $250,000 / $500,000, $100,000 Property Damage
250 deductible comprehensive
Clean driver history (no tickets or accidents)
$760 a year with State Farm
Los Angeles, CA
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2012 BMW 535I 26,000 Miles
ED Pick Up on 12/03/2011; US Pick Up on 01/27/1012
Alpine White, M Sport, Blk Nappa, Cold Weather, Luxury Seating, Premium, Premium Sound, Tech, Sports Trans, Active Cruise, Heads-Up

Mods - Quad Exhaust Tips, HID Fog Lights, Clear Front Reflectors, M5 Spoiler, Calipers Painted Black, 12.5 mm Rear Wheel Spacers, Tint - 5% Rear, 35% Front & 50% Windshield - BlackVue DR500GW Dash Cam, Blendmount for Valentine One

Coding by tuesday (aka; itschase) (Chase)
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  #5  
Old 01-30-2013, 10:12 AM
ihumphrey ihumphrey is offline
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Location: Dayton, OH
 
Join Date: Oct 2010
Posts: 559
Mein Auto: 2011 535ix and 2011 X5
The coverage you have also matters greatly...of course your driving record and zip code matter most...

2011 535ixdrive
Dayton, Ohio
Clean record
500/300/100 coverages
$500 deductible for collision, $100 for comp
$585/year
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  #6  
Old 01-30-2013, 10:28 AM
Notaskitrail Notaskitrail is offline
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Location: Charlestown
 
Join Date: Sep 2011
Posts: 53
Mein Auto: 2011 535ix
Dam. I pay 3200/ year in Boston MA
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  #7  
Old 01-30-2013, 10:42 AM
FastMarkA FastMarkA is online now
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Location: Chicago
 
Join Date: Apr 2008
Posts: 1,587
Mein Auto: 2011 535xi
33 yo/clean record
Chicago
$660 every 6 months
100/300
$1000 deductible
2011 535xi
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2008 535xi 6-sp - Blk Sph, Blk Dkta,---2011 535xi - Jet Blk, Blk Dkta, Alum----2014 535xi - Jet Blk, Blk Dkta, Alum Hex
Bamboo | Prem | Cold | Sprt Pkg | Nav -Prem | Prem 2 | Cold | Sport | SAT ---- Cold | DA & DA+ | LED | M-Sprt | SAT | Multi
iPod/USB | Sat | Fld Dwn Seats --- ----Fld Dwn Seats | Side/Top Cameras -- ---HK Audio
Htd Rear Seats | PDC | 18" | Logic7 -- ---
(Good riddance!)
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  #8  
Old 01-30-2013, 12:21 PM
cyberbrutus cyberbrutus is offline
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Location: WI
 
Join Date: Jan 2013
Posts: 71
Mein Auto: 13 528xi
2013 528xi
28 yrs
5 tickets/license suspension
1 not at fault
BL 100/ Prop 100/ unins 100/under 100
500 coll /500 comp
40 per day rental
$ 1178/ year
Appleton, WI

Last edited by cyberbrutus; 01-30-2013 at 12:30 PM.
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  #9  
Old 01-30-2013, 12:37 PM
kthankzbye kthankzbye is offline
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Location: Brooklyn
 
Join Date: Jul 2012
Posts: 102
Mein Auto: BMW 550i
2011 550i
1 speeding ticket
3 NO Fault Accidents
500 Ded.
2100/Year
CROOKlyn, NY <~~~ That's why it's so high
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  #10  
Old 01-30-2013, 12:40 PM
Keyser Soze's Avatar
Keyser Soze Keyser Soze is offline
just like that, he's gone
Location: Northern California
 
Join Date: Oct 2003
Posts: 1,495
Mein Auto: 2013 535
2013 535
Roseville, CA area
44 yrs
2 "involuntary CHP Retirement plan contributions" aka "Speeding Tickets" in last 7 years
250/500
500 deductible
$994 per year (includes discount for combined policies for other car and home)
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2013 F10 535i M-Sport, Sophisto Grau, 6-speed MT
2011 E90 335i Sport, Jet Black, Sport Auto, Performance Edition
2002 E46 330i Sport, Jet Black, 5-speed MT, lots of upgrades
2001 E46 330Ci Sport, Steel Grey, 5-speed MT....and more

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  #11  
Old 01-30-2013, 01:11 PM
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Die Wolfe Die Wolfe is offline
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Location: Northern California
 
Join Date: Jan 2012
Posts: 1,053
Mein Auto: '12 535i Msport/'13 X5M
Quote:
Originally Posted by Keyser Soze View Post
2013 535
Roseville, CA area
44 yrs
2 "involuntary CHP Retirement plan contributions" aka "Speeding Tickets" in last 7 years
250/500
500 deductible
$994 per year (includes discount for combined policies for other car and home)
Your profile says "Northern California," but isn't Roseville considered the Midwest??? Hahahaha, jk
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2013 BMW X5///M
2012 BMW 535i M Sport
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  #12  
Old 01-30-2013, 01:13 PM
Keyser Soze's Avatar
Keyser Soze Keyser Soze is offline
just like that, he's gone
Location: Northern California
 
Join Date: Oct 2003
Posts: 1,495
Mein Auto: 2013 535
Quote:
Originally Posted by Die Wolfe View Post
Your profile says "Northern California," but isn't Roseville considered the Midwest??? Hahahaha, jk
Yeah, anything > 5 miles from the Pacific Ocean is basically Nevada/Arizona/Texas....LOL. I grew up in Monterey and lived all over the state so I've seen it all.
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2013 F10 535i M-Sport, Sophisto Grau, 6-speed MT
2011 E90 335i Sport, Jet Black, Sport Auto, Performance Edition
2002 E46 330i Sport, Jet Black, 5-speed MT, lots of upgrades
2001 E46 330Ci Sport, Steel Grey, 5-speed MT....and more

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  #13  
Old 01-30-2013, 01:23 PM
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Die Wolfe Die Wolfe is offline
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Location: Northern California
 
Join Date: Jan 2012
Posts: 1,053
Mein Auto: '12 535i Msport/'13 X5M
Quote:
Originally Posted by Keyser Soze View Post
Yeah, anything > 5 miles from the Pacific Ocean is basically Nevada/Arizona/Texas....LOL. I grew up in Monterey and lived all over the state so I've seen it all.
Hahaha! Nice, we love Monterey...love the water in general too. That's the good thing about Cali (aside from the gun control laws).
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2013 BMW X5///M
2012 BMW 535i M Sport
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  #14  
Old 01-30-2013, 01:27 PM
jason60050 jason60050 is offline
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Location: Northwest Chicagoland
 
Join Date: Dec 2011
Posts: 295
Mein Auto: 2011 BMW 535i
Chicago IL
30 year old
250/500...100 property damage
$250 comp and $1000 collision
$380 every 6 months.
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2011 535i, 06/11 Build, Black Sapphire, Black Dakota, Dark Wood, 6mt, PP 1 & 2, Premium Sound, Soft Close Doors, Convenience, Driver Assist, Cold Weather, Nav, SAT, 35% Suntek Tint, BMWPedals, Coded, Xpel Paint Prot.
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  #15  
Old 01-30-2013, 06:32 PM
marsb007 marsb007 is offline
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Location: Hollywood, FL
 
Join Date: Nov 2012
Posts: 130
Mein Auto: 2015 535d
2013 535i
34 years old
250/500/100
500/500 deductibles
No accidents/no tickets
$1900/yr.
Miami, FL
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  #16  
Old 01-30-2013, 06:36 PM
shad99 shad99 is offline
Registered User
Location: San Diego
 
Join Date: Nov 2011
Posts: 68
Mein Auto: 2013 535i
2013 535i
Alpine, CA
Clear Record
$1000 ded collision/comprehensive
$1M liability
$520 annual premium (Less variable annual rebates of approx $100)
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  #17  
Old 01-30-2013, 06:47 PM
sean86 sean86 is offline
Officially Welcomed to the 'Fest
Location: Philadelphia pa
 
Join Date: Aug 2011
Posts: 111
Mein Auto: 2013 535 Xdrive Msport
25 Year old ( Clean record )

2013 535i M Sport

BL 100,000/300,000 100,000 property

500 dect/ 500 comp

1065/ year

Philly Suburbs PA
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Received 1/5/13 2013 535Xdrive M Sport Carbon Black.
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  #18  
Old 01-30-2013, 06:53 PM
bfv bfv is offline
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Location: Underground
 
Join Date: Sep 2010
Posts: 697
Mein Auto: Rickshaw
Alaska

No insurance required if the car is equipped with Cold weather package and winter tires with snow chains (mine is).
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  #19  
Old 01-30-2013, 06:57 PM
sean86 sean86 is offline
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Location: Philadelphia pa
 
Join Date: Aug 2011
Posts: 111
Mein Auto: 2013 535 Xdrive Msport
Quote:
Originally Posted by bfv View Post
Alaska

No insurance required if the car is equipped with Cold weather package and winter tires with snow chains (mine is).
what happens if you hit someone or ram into a ferrari lol
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Received 1/5/13 2013 535Xdrive M Sport Carbon Black.
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  #20  
Old 01-30-2013, 07:10 PM
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mryakanisachoad mryakanisachoad is offline
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Location: brooklyn,ny
 
Join Date: Aug 2008
Posts: 570
Mein Auto: 550xi / 135i / M5
Quote:
Originally Posted by kthankzbye View Post
2011 550i
1 speeding ticket
3 NO Fault Accidents
500 Ded.
2100/Year
CROOKlyn, NY <~~~ That's why it's so high
2100 ain't so bad (for brooklyn).

I'm picking up my new 550xi tomorrow and did the insurance today.
Not sure how much the multi car discount affects the actual rate but they quoted me like 675 each 6 months which is ~40% more than the other cars and I can't figure why it's that much more.

I think the 1000
airbags these cars come with makes every accident a total loss.

Last edited by mryakanisachoad; 01-30-2013 at 07:11 PM.
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  #21  
Old 01-30-2013, 07:28 PM
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markl53 markl53 is offline
bimmerfest Supporting Member
Location: Gaithersburg, MD
 
Join Date: Nov 2004
Posts: 5,501
Mein Auto: 2011 535i
2011 535i
>50 y-o, clean record
300/300/100
250/50 ded
total replacement
$1100/yr
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Bimmerfest Supporting Member



2014 535i Individual | Azurite Black/Amaro Brown Merino | Premium | Cold | PDC | Rear Camera | Anthracite Hdr
Prior: 2011 535i AT | Black Sapphire/Cinnamon | Premium | Heated Sts | Nav | Sirius | Anthracite Hdr & Trim
Prior: 2008 335i 6MT Sedan | Black Sapphire/Terra Leather | Premium | Cold | CA | OEM Alarm
Prior: 2005 330i 6MT | Black Sapphire/Sand Leather | Premium | Cold | UGO | OEM Alarm
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  #22  
Old 01-30-2013, 08:54 PM
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alewifebp alewifebp is offline
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Location: Northern NJ
 
Join Date: Sep 2008
Posts: 959
Mein Auto: 2014 550i
2011 550i
$500K liability
$150 comp/$750 collision
NJ
$1,600/year
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ED on 7/18/2014: 2014 550i, Space Gray, Mocha. M Sport, Cold Weather, DAP, Executive, Lighting
PCD on 9/6/2011: 2011 550i, DSB, black/oyster. Prem 2, Conv, Ventilated, HUD, Sport, DHP, SAT
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  #23  
Old 01-30-2013, 08:56 PM
JPetrillo JPetrillo is offline
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Location: CT
 
Join Date: Jan 2013
Posts: 107
Mein Auto: 2013 528xi
2013 528i xDrive. 28 years old w/ clean record. Approximately $660 a year as pleasure vehicle. Includes discount for umbrella policy including my primary vehicle and home.
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2013 528i xDrive Black Sapphire Metallic

Mods:
35% Madico Onyx Tints
Painted Front Reflectors
Debadged
Custom M Performance Grilles
M Performance V-Spoke 20" Wheels
18mm BMS Rear Spacers
M5 Style Spoiler
M Sport Rear Bumper with Painted Reflectors & M5 Diffuser
GTHAUS Meisterschaft Full Cat-back True Dual Exhaust 4x90mm GTC EV Controlled
Evolution Racewerks Catless Downpipe
BMS Stage 1 Tune (pending)



(Picture not up to date with current mods)
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  #24  
Old 01-30-2013, 09:27 PM
mryakanisachoad's Avatar
mryakanisachoad mryakanisachoad is offline
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Location: brooklyn,ny
 
Join Date: Aug 2008
Posts: 570
Mein Auto: 550xi / 135i / M5
Quote:
Originally Posted by sean86 View Post
what happens if you hit someone or ram into a ferrari lol
Or a moose...
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