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X3 F25 (2011 - current)
The latest X3 brings some added style and some new features to the BMW SUV family. Talk about the new F25 now!

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  #1  
Old 07-22-2013, 12:08 PM
tcw9999 tcw9999 is offline
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Location: Pasadena, CA
 
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Run-flat Tire and wheel insurance

Hi guys, do you guys know tire and wheel insurance? when eveyone purchase the new BMW and dealer will always offer tire and wheel insurance option to customer.

I heard NA BMW is going to stop that program on Aug. 1st 2013. Not totally stop, but is like becoming limited times of claim or there is deductible fee need to pay... So, go find out, or purchase your new ride asap. good luck!!
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  #2  
Old 07-22-2013, 01:48 PM
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WHITEX WHITEX is offline
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GONE>>>Sold. One of the best rides I ever owned. My 1st BMW-2006 X3 3.0 White w/blk. Prem/Nav/Sirius/Servo/Heated seats,steering/Park Dist./Xenon/Privacy.I got the auto. trans. so my wife can drive it.
Our 2nd Bimmer2014 X3 i35 Alpine/Chestnut. Nav,Prem,Tech,Cold Weather, Shades. Got the Automatic cause we had no choice
My 1st Mini-2010 PW, I got the 6 speed so my wife can't drive it. Laurel Edition Convert
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  #3  
Old 07-31-2013, 10:42 PM
tcw9999 tcw9999 is offline
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Run-flat Tire and wheel insurance

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Originally Posted by WHITEX View Post
.............
Lol~~ I don't know... To some people this information might important to know.. I am just passing on the information to try to help people. Nothing serious..


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  #4  
Old 08-02-2013, 08:32 AM
Zter Zter is offline
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I personally did not find the need for a Tire insurance. Twice when I had a flat tire on my run flats, the tire repair shop patched me up for a mere $10. I had two flats in 3 years.
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  #5  
Old 08-02-2013, 10:43 AM
tcw9999 tcw9999 is offline
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Location: Pasadena, CA
 
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Quote:
Originally Posted by Zter View Post
I personally did not find the need for a Tire insurance. Twice when I had a flat tire on my run flats, the tire repair shop patched me up for a mere $10. I had two flats in 3 years.
Really? Cuz I heard run-flat tire is not repairable on most area... And for whatever reason if you get nail then you have to replace the new tire. Also right on insurance exp, my dealership will help me to change brand new set of tires. So that's why I think it's important to get it.
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  #6  
Old 08-02-2013, 11:28 AM
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Quote:
Originally Posted by tcw9999 View Post
Really? Cuz I heard run-flat tire is not repairable on most area... And for whatever reason if you get nail then you have to replace the new tire. Also right on insurance exp, my dealership will help me to change brand new set of tires. So that's why I think it's important to get it.
Who told you runflat cannot be repair? The dealer who try to sell you the over priced tire and wheel insurance??
Run flats are no difference than conventional tires except for the sidewall. It can be patch if the puncture is not too close to the sidewall. If you drive on the runflat with no air for a long period of time, the sidewall will be compromised, then it needs to be replace.
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  #7  
Old 08-02-2013, 11:43 AM
tcw9999 tcw9999 is offline
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Location: Pasadena, CA
 
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Quote:
Originally Posted by The X Men View Post
Who told you runflat cannot be repair? The dealer who try to sell you the over priced tire and wheel insurance??
Run flats are no difference than conventional tires except for the sidewall. It can be patch if the puncture is not too close to the sidewall. If you drive on the runflat with no air for a long period of time, the sidewall will be compromised, then it needs to be replace.
OMG!!! I didn't know... I thought I did my homework... Cuz even the guy from tire shop told me its not repairable either... I guess they all want to make money of me.
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  #8  
Old 08-02-2013, 01:07 PM
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Quote:
Originally Posted by tcw9999 View Post
OMG!!! I didn't know... I thought I did my homework... Cuz even the guy from tire shop told me its not repairable either... I guess they all want to make money of me.
Some tire shop will not patch runflat tires due to liability reason. If you call around, there are quite a few that will repair the tire for you. On top of that, if you buy one tire from the, you can but the tire insurance from them for all four of your tire at $50 a tire, much cheaper than the $1500 BMW charge for the tire insurance.
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  #9  
Old 08-02-2013, 01:19 PM
tcw9999 tcw9999 is offline
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Quote:
Originally Posted by The X Men View Post
Some tire shop will not patch runflat tires due to liability reason. If you call around, there are quite a few that will repair the tire for you. On top of that, if you buy one tire from the, you can but the tire insurance from them for all four of your tire at $50 a tire, much cheaper than the $1500 BMW charge for the tire insurance.
Got it!! Thank you for all the informations!! I will do more research again.. Thank you once again.
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  #10  
Old 08-02-2013, 01:40 PM
Anfänger Anfänger is offline
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TireRack's tech statement on repairing run flat tires explains that some manufacturers (e.g., Pirelli) do not endorse repair of their RFs, while others provide guidelines that permit some repairs. TireRack's own position is this: Tire Rack will not repair any run-flat tires that have been driven in a severely underinflated or zero pressure condition because the service conditions they experienced and integrity of their internal structural cannot be confirmed.

Bridgestone's guidelines say: It depends on how far and at what speed the car was driven after the puncture was sustained. Repair is possible only if deemed so by the tire sales store. Preconditions include a puncture of less than 6mm for both side-reinforced type and support-ring type Run-Flat tires, plus minimal damage to the support ring in case of the latter. However, it is strongly recommended that the tire is replaced as its durability will have been weakened after being repaired.

So the keys are: 1) know the policy of your tire manufacturer; and 2) respond to TPMS warnings before the tire deflates much. There should almost always be sufficient warning to save the tire. e.g., note that TPMS is mandated in new cars because industry data has revealed that slow leaks account for more than 85% of tire deflations.

But you might still want to consider tire and wheel insurance. There will always be some degree of uncertainty, and some drivers will not feel safe with a repaired RF. BMW will certainly recommend replacement, and many tire shops refuse to consider repair. Yes, you can find cheaper tire insurance from independent tire stores, but there is still the concern that potholes in some cities are bad enough to damage the wheel as well as the tire.

Last edited by Anfänger; 08-02-2013 at 01:56 PM.
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  #11  
Old 08-02-2013, 04:19 PM
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Quote:
Originally Posted by Anfänger View Post
respond to TPMS warnings before the tire deflates much. There should almost always be sufficient warning to save the tire. e.g., note that TPMS is mandated in new cars because industry data has revealed that slow leaks account for more than 85% of tire deflations.
That is why it is always a good idea to carry a portable compressor in the car.
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  #12  
Old 08-03-2013, 07:41 PM
slambmw slambmw is offline
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Run-flat Tire and wheel insurance

RF punctures can be repaired or patched on the treads, not the sidewall that will be needed if a flat occurs.

I waived my option to purchase the costly insurance. Only had 3 flats in 15 years of driving. This includes the 2 after our new subdivision was created with all the construction and nails on the road.


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  #13  
Old 08-03-2013, 09:50 PM
suvguy suvguy is offline
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Had 2 nails. 1st one, the dealer said bring it in, we can patch it. When I brought it in, was told run flat cannot be patched before anyone even looked at it! 4,000 miles, $400.

At 15k, another flat, took it to a tire shop, they fixed it in 10 minutes, no charge. Tires still going strong with 32K miles on them.
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  #14  
Old 08-07-2013, 11:52 AM
ewsr ewsr is offline
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Run-flat Tire and wheel insurance

So the dealer wants to sell me a tire and wheel ins package for $1595 underwritten by all All state. The equivalent BMW package it $2295. He won't negotiate the price. This for a 328xi lease, lux line, picking up in munich in 2 weeks. I didn't get the package for my last car, a 2005 330xi, and was glad I didn't.

He claims that 1) replacing a run flat is way expensive and they are more susceptible to problems than regular tires and 2) the 18 inch rims are very susceptible themselves, that replacing one will cost $2000, and that is likely to happen on northeast/NJ roads. I have 24 hrs to decide.

I assume he is exaggerating, but how much. Opinions?


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  #15  
Old 08-07-2013, 12:14 PM
guyver626 guyver626 is online now
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Run-flat Tire and wheel insurance

Quote:
Originally Posted by ewsr View Post
So the dealer wants to sell me a tire and wheel ins package for $1595 underwritten by all All state. The equivalent BMW package it $2295. He won't negotiate the price. This for a 328xi lease, lux line, picking up in munich in 2 weeks. I didn't get the package for my last car, a 2005 330xi, and was glad I didn't.

He claims that 1) replacing a run flat is way expensive and they are more susceptible to problems than regular tires and 2) the 18 inch rims are very susceptible themselves, that replacing one will cost $2000, and that is likely to happen on northeast/NJ roads. I have 24 hrs to decide.

I assume he is exaggerating, but how much. Opinions?


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This is the x3 forum. You might get better answers in the 3series forum. But for my opinion that price is crazy! Especially for a 3 year lease. I would pass on that.

If u bought the car then that might be a different story and if the warranty was for 5 years. Also that's a bunch of crap 1rim for $2000! Laugh real loud the next time he mentions that to you


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Last edited by guyver626; 08-07-2013 at 12:25 PM.
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  #16  
Old 08-07-2013, 12:46 PM
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Here is 2013 328i 18" oem rim for the sport line, its $250. Got to love it when those dealers try to use scare tactic to sell a over priced insurance policy.

http://www.ebay.com/itm/BMW-320i-328...659d17&vxp=mtr
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  #17  
Old 08-10-2013, 01:18 PM
CUBMWer CUBMWer is offline
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Anyone experience using a potable air compressor for a slow leak in your X3 RFT to extend the mileage until you can get to a tire shop? Was it useful? Any suggested model air compressor? Thanks.
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  #18  
Old 08-15-2013, 04:41 AM
tcw9999 tcw9999 is offline
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Location: Pasadena, CA
 
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Run-flat Tire and wheel insurance

Quote:
Originally Posted by CUBMWer View Post
Anyone experience using a potable air compressor for a slow leak in your X3 RFT to extend the mileage until you can get to a tire shop? Was it useful? Any suggested model air compressor? Thanks.
I haven't try it yet. So sorry can't answer you that....


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  #19  
Old 08-15-2013, 06:52 AM
GK12650 GK12650 is offline
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Was in the dealer yesterday. Quoted me $1350 for 3 years.
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  #20  
Old 08-16-2013, 10:23 AM
JSY JSY is offline
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If you lease and plan on getting a new X3 every 3 years or so, I can't see how the tire insurance can be cost effective. I think you'd really need to have at least 3 of the tires to need to be replaced in order for it to be worth it and really - when was the last time you had to replace 3 tires in 3 years.

(Of course a bunch of you are going to say yes you have and then I look stupid. LOL)
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  #21  
Old 08-16-2013, 03:57 PM
The X Men The X Men is online now
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Quote:
Originally Posted by JSY View Post
If you lease and plan on getting a new X3 every 3 years or so, I can't see how the tire insurance can be cost effective. I think you'd really need to have at least 3 of the tires to need to be replaced in order for it to be worth it and really - when was the last time you had to replace 3 tires in 3 years.

(Of course a bunch of you are going to say yes you have and then I look stupid. LOL)
Three tires is just to break even, you need 4 non-repairable flats in three years to make the tire insurance worth while. I think some of these poster here must live next to a nail factory, personally, I think I got 2 non-repairable flats in 25 years.
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  #22  
Old 09-16-2013, 05:47 PM
ashwinkhai ashwinkhai is offline
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Location: Mason, OH
 
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Run-flat Tire and wheel insurance

Wow.. This forum is amazing.. I just signed for my BMW X3 2014. The finance dept person said the run flat tires cannot be patched and even potholes can cause rim damages which are covered in tire warranty.. She said 1tire alone costs 400 bucks and rim even more.. I was inclined to purchasing it until I read this... I am going to decline it..


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