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E90/E91/E92/E93 (2006 - 2013)
The E9X is the 4th evolution of the BMW 3 series including a highly tuned twin turbo 335i variant pushing out 300hp and 300 ft. lbs. of torque. BMW continues to show that it sets the bar for true driving performance! -- View the E9X Wiki

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  #1  
Old 04-06-2006, 03:05 PM
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bmwexecutive bmwexecutive is offline
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What did you pay for Wheel & Tire Insurance?

I was quoted $595 for the term of my 36 month lease. Does this sound like a good price? Also, I was told the $595 includes up to $2,000 of wheel and tire damage over the 36 months. That kind of sucks because I'm hearing of people on these boards who are quite often damaging their rims and tires due to potholes. And with a tire costing like $250 and wheel being $350 and then the possibility of having to have your wheels realigned, that means if two of your wheels hit a pothole and you need your wheels realigned you're looking at like $1,300 for one time. So do it twice in three years and you're out of luck?
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  #2  
Old 04-06-2006, 03:14 PM
saurav27 saurav27 is offline
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Mein Auto: 2006 E90
I paid $600 for 5 years i.e $10 per month ...Check out my experience with insurance

Last edited by saurav27; 04-06-2006 at 03:17 PM.
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  #3  
Old 04-06-2006, 05:29 PM
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Anyone else?
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  #4  
Old 04-06-2006, 07:42 PM
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NASA43 NASA43 is offline
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I paid $415 for 3 years/36k mile tire/wheel warranty. I got it because of the 18's. After two years, had one claim so far, screw in the tire. Of course, these aren't run-flats so it would have been cheap to fix anyway. i don't know if I will do it again. Maybe, if my next car has run-flats.
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  #5  
Old 04-06-2006, 07:49 PM
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Mein Auto: TiAg 330i 2006/E90 via ed
$400 for 3 years including wheel/tire, dent ding repair PDR, windshield repair, 24 hour towing roadside assistance
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  #6  
Old 04-06-2006, 07:59 PM
daoushy daoushy is offline
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Mein Auto: '06 325i SpkGrpht/Blk
$399 for 5 years/$5000 wheel and tier .. i have the 17" RFTs
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  #7  
Old 04-07-2006, 12:48 AM
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bmwexecutive bmwexecutive is offline
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Who'd you guys get the insurance with? I'd much rather get it for $399 than $595, obviously.
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  #8  
Old 04-07-2006, 03:37 AM
BringsMeWomen BringsMeWomen is offline
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Can you get tire and wheel insurance for aftermarket wheels?
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  #9  
Old 04-07-2006, 06:38 AM
marvenmassey marvenmassey is offline
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I paid $595 for 5 years, unlimited claims..
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  #10  
Old 04-07-2006, 07:34 AM
frond frond is offline
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I got mine from my dealer. (They resell some third party insurance policy. I forget the name of the company.) $475 for five years, unlimited claims.
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  #11  
Old 04-07-2006, 12:10 PM
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bmwexecutive bmwexecutive is offline
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If you guys could give me the names of the dealer you bought the insurance for with unlimited claims I'd really appreciate it.
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  #12  
Old 04-08-2006, 04:49 PM
frond frond is offline
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I got mine through Kelly BMW, Columbus OH. http://www.kellybmw.com

The policy is the "Titanium Protection Package". Brochure here: http://www.natlauto.com/images/PDF/GreenRibbon.pdf
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  #13  
Old 04-08-2006, 05:38 PM
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Quote:
Originally Posted by frond
I got mine through Kelly BMW, Columbus OH. http://www.kellybmw.com

The policy is the "Titanium Protection Package". Brochure here: http://www.natlauto.com/images/PDF/GreenRibbon.pdf
Since I did not get insurance when I picked up the car, can I buy one now?.
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  #14  
Old 04-08-2006, 05:48 PM
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mapsbmw mapsbmw is offline
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Quote:
Originally Posted by hawk123
Since I did not get insurance when I picked up the car, can I buy one now?.
x2....I can't believe my SA said nothing to me about it.
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  #15  
Old 04-08-2006, 05:48 PM
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Quote:
Originally Posted by hawk123
Since I did not get insurance when I picked up the car, can I buy one now?.
x2....I can't believe my SA said nothing to me about it.
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  #16  
Old 04-08-2006, 11:50 PM
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bmwexecutive bmwexecutive is offline
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Quote:
Originally Posted by frond
I got mine through Kelly BMW, Columbus OH. http://www.kellybmw.com

The policy is the "Titanium Protection Package". Brochure here: http://www.natlauto.com/images/PDF/GreenRibbon.pdf
Thanks! I'm going to give Kelly BMW a call on Monday.
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Last edited by bmwexecutive; 04-08-2006 at 11:52 PM.
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  #17  
Old 04-09-2006, 04:52 AM
BillB - PA BillB - PA is offline
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My insurance was $379 no deductible, no limit. Thompson BMW, Doylestown, PA. www.thompsonbmw.com
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  #18  
Old 04-09-2006, 11:41 AM
oghowie oghowie is offline
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Quote:
Originally Posted by bmwexecutive
If you guys could give me the names of the dealer you bought the insurance for with unlimited claims I'd really appreciate it.
Just try to cut the price with the dealer that is closest to you. They will always cut the prices on these types of warranties.
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  #19  
Old 04-09-2006, 12:25 PM
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gr8sho gr8sho is offline
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Quote:
Originally Posted by bmwexecutive
If you guys could give me the names of the dealer you bought the insurance for with unlimited claims I'd really appreciate it.
You could also do some research by searching the 2 fora to get additional data points. This topic has been fairly well covered. The bottom line is that you will have to pay whatever the market in your area dictates. So for someone in CA to tell someone in NY is not as significant or meaningful (in fact only marginally of interest) as to find out from other people in your area what they are paying. I think that's the way insurance works in general so this isn't that much of an earth shattering point. The only place I ever saw this offered was at the dealership, so I never felt there were a lot of choices. If you thought it was a good idea, then you bought it. I have damaged a wheel that was 2 inches smaller in diameter than my 162s and ended up sending it away to get repaired. The likelihood of an 18" wheel getting damaged is higher so I opted to get it. In West Palm, I believe the 5 year term cost $450.
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  #20  
Old 04-09-2006, 04:26 PM
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AzNMpower32 AzNMpower32 is offline
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Wow, lookin at these prices makes me wanna laugh at my friend. I recently helped them find a 325i and they picked it up last fri. They also bought wheel/tire insurnace for $800. Looks like they got ripped off!
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  #21  
Old 04-09-2006, 05:46 PM
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330ximd 330ximd is offline
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Quote:
Originally Posted by AzNMpower32
Wow, lookin at these prices makes me wanna laugh at my friend. I recently helped them find a 325i and they picked it up last fri. They also bought wheel/tire insurnace for $800. Looks like they got ripped off!
My inlaws are in the dealership business...they pay $135 to the insurance companies to buy their contracts (3-4 year contracts), then resell them to their customers, depending on the salesperson, they can get up to $800 dollars for a tire and wheel insurance plan...sigh...I wish people who weren't connected to dealership people could get the same deal, but the insurance companies are more interested in volume of sales of their policies than selling to individuals. I was able to get the insurance for $135, but I only found out about it after spending over $1500 in two years on my wheels and tires b/c of the bad roads here. So to whomever is going to buy the insurance, no matter what the dealer tells you, they don't pay over $200 for their policies...and so negotiate the price of the plan as well as you can, I don't like seeing people getting ripped off b/c the middle man can. For people buying cars and insurance together, it is much easier to negotiate for a more minimal price. It is understandable they want to make some profit, marking up 600% is unnacceptable for anyone.

Last edited by 330ximd; 04-09-2006 at 05:49 PM.
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  #22  
Old 04-09-2006, 06:29 PM
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I paid $0, becuase I didn't buy it -- my salesperson offered it to me but didn't push because he knows I' not going to fall for it. In 7 years of driving 3 different BMWs (323i, 530i, M3) I have never needed it. Would have been a complete waste of money. I think people rarely break even on the tire/wheel plans. Those that tell you they are worth it and to get it are the rare ones that actually do come out ahead.

They are designed to make money for the dealer...er stealer, and the insurance company. Neither care about your tire/wheel health.
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Last edited by RaceTripper; 04-09-2006 at 06:32 PM.
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  #23  
Old 04-09-2006, 06:52 PM
akula57 akula57 is offline
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Thumbs down I paid "0" for this ripoff...

we pay a lot for our expensive Beemers and then they give us four tireswheels instead of five AND try to charge us insurance above and beyond normal auto insurance. I was quoted $589 for two years. Rediculous for Turanzas --- or any tire. And I've never damaged a rim. Not even on a race track. I wouldn't pay $200.

I am going to complain to BMW NA, not only about the price but about the concept. Any of you that purchased the insurance are fools. $300 for a terrible tire like the Turanza. Then asking for insurance to keep me from getting upset when the runflat immaturely expires.

BMW is ripping us off and plain and simple. They make EXTRA money off you if the crappy tire is insured or not.

I don't care if you got it for $200. They're playing us for suckers --- and you're letting them. What will they charge us for next and what will they want covered by their insurance next?

If I get a flat with Turanza's (meaning the tire sucks) and they charge me $300 for a new tire it's my last BMW --- and I've had 6.

Complain and they'll get rid of this. Right now BMW is making money hand over fist because their customers don't give a damn. They sell more cars than Mercedes now. I DON'T CARE IF I CAN AFFORD IT --- don't rip me off.

But they're forgetting about greed and karma --- what comes around goes around, especially if we make sure that it does.

I really hope BMW reads this. I didn't know some Beemer drivers were fools and wimps. Moreover, other companies are catching up to BMW offerings.

Last edited by akula57; 04-09-2006 at 07:02 PM.
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  #24  
Old 04-09-2006, 07:26 PM
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330ximd 330ximd is offline
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Mein Auto: 330xi '04, X5 35d '11
Quote:
Originally Posted by akula57
we pay a lot for our expensive Beemers and then they give us four tireswheels instead of five AND try to charge us insurance above and beyond normal auto insurance. I was quoted $589 for two years. Rediculous for Turanzas --- or any tire. And I've never damaged a rim. Not even on a race track. I wouldn't pay $200.

I am going to complain to BMW NA, not only about the price but about the concept. Any of you that purchased the insurance are fools. $300 for a terrible tire like the Turanza. Then asking for insurance to keep me from getting upset when the runflat immaturely expires.

BMW is ripping us off and plain and simple. They make EXTRA money off you if the crappy tire is insured or not.

I don't care if you got it for $200. They're playing us for suckers --- and you're letting them. What will they charge us for next and what will they want covered by their insurance next?

If I get a flat with Turanza's (meaning the tire sucks) and they charge me $300 for a new tire it's my last BMW --- and I've had 6.

Complain and they'll get rid of this. Right now BMW is making money hand over fist because their customers don't give a damn. They sell more cars than Mercedes now. I DON'T CARE IF I CAN AFFORD IT --- don't rip me off.

But they're forgetting about greed and karma --- what comes around goes around, especially if we make sure that it does.

I really hope BMW reads this. I didn't know some Beemer drivers were fools and wimps. Moreover, other companies are catching up to BMW offerings.
Hey man, don't you think that's a little harsh? I live in Boston, where potholes fill with snow and you can't see them on a bad weather day/night. I've ruined 3 rims/tires due to that, but I don't think it's BMW's fault. I bought the insurance b/c I've spent too much on tires and rims without it. I guess if you live in an area w/ nice streets and better weather, yeah, the insurance is useless. And I DO agree that insurance prices are rip offs, but in this day and age, all types of insurance, the insurance company and the salesperson always make a profit, but that is more because we live in a capitalistic society. I highly doubt, if you hit a pothole, and it ruins your tire/wheel, this will be your last bmw. Enjoy your ride! BTW: its BIMMER not BEEMER

Last edited by 330ximd; 04-09-2006 at 07:30 PM.
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  #25  
Old 04-10-2006, 02:34 AM
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dwette and akula57-- Hey you guys might as well not buy auto insurance either. After all, if you don't crash you will never break even. What a waste!
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