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E90/E91/E92/E93 (2006 - 2013)
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  #101  
Old 03-18-2006, 04:37 PM
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One thing about the rental...

Don't keep the same rental car the whole time if you're using the automatic insurance that comes with your credit card. You should change the car or even the rental company every 14 days, because that's the maximum they will insure it (0 deductible). If you're paying for the insurance through the rental company, you shouldn't be - if you have a gold/platinum credit card (Visa or Mastercard) you're automatically covered through them. The higher-end AMEX cards also have this automatic coverage. Call your CC company to double-check (if it's a Visa/MC they will refer you to the head company - the info is also on the official Visa/MC websites).

As for who is at fault, although you were blocking the intersection, he should not have proceeded through the intersection until it was clear so he may have partial liability (green light means 'proceed when clear', not 'procced no matter what').

Good luck - for your sake I really hope they total it.

--SONET
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  #102  
Old 03-18-2006, 04:39 PM
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Quote:
Originally Posted by Saintor
Question; since it is a lease, is the residual value affected? Who will eat up decreased value? This could mean 3-5K$ down on market.

I am on a lease, just asking.
No, it remains the same. And in a lease, you ALWAYS dump the car if it has been in an accident. Let the gap insurance take care of the loss and get as far away from the car as you can. That's one of the greatest benefits of leasing IMHO.

--SONET
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  #103  
Old 03-18-2006, 07:24 PM
LDV330i LDV330i is offline
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Quote:
Originally Posted by SONET
One thing about the rental...

Don't keep the same rental car the whole time if you're using the automatic insurance that comes with your credit card. You should change the car or even the rental company every 14 days, because that's the maximum they will insure it (0 deductible). If you're paying for the insurance through the rental company, you shouldn't be - if you have a gold/platinum credit card (Visa or Mastercard) you're automatically covered through them. The higher-end AMEX cards also have this automatic coverage. Call your CC company to double-check (if it's a Visa/MC they will refer you to the head company - the info is also on the official Visa/MC websites).--SONET
Under Texas law all rental cars are covered under the terms of your automobile policy. The credit card protection becomes secondary (gap) insurance, good only to cover your deductibles. The only way you can get the rental car company not to go after your automobile insurance is to pay for the outrageous CDW.
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  #104  
Old 03-18-2006, 09:59 PM
motor_werke motor_werke is offline
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Thanks for the pictures. I havn't seen an e90 without the engine or drive shaft. Neat picture straight on. Good luck with the repair.
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  #105  
Old 03-18-2006, 10:02 PM
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Quote:
Originally Posted by motor_werke
Thanks for the pictures. I havn't seen an e90 without the engine or drive shaft. Neat picture straight on. Good luck with the repair.
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  #106  
Old 03-18-2006, 10:32 PM
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Quote:
Originally Posted by motor_werke
Thanks for the pictures. I havn't seen an e90 without the engine or drive shaft. Neat picture straight on. Good luck with the repair.
Yeh. I thought it was interesting too.
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  #107  
Old 03-19-2006, 07:32 AM
bennett64 bennett64 is offline
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Quote:
Originally Posted by SONET
No, it remains the same. And in a lease, you ALWAYS dump the car if it has been in an accident. Let the gap insurance take care of the loss and get as far away from the car as you can. That's one of the greatest benefits of leasing IMHO.

--SONET
As I've been trying to decide between leasing and purchasing, those pix just pushed me in to the lease camp.

Since I'm about to join BMWCCA, I'm going to use your membership number as a reference. Just a little something to help take the sting out it.
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  #108  
Old 03-19-2006, 11:21 AM
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Quote:
Originally Posted by bennett64
As I've been trying to decide between leasing and purchasing, those pix just pushed me in to the lease camp.

Since I'm about to join BMWCCA, I'm going to use your membership number as a reference. Just a little something to help take the sting out it.
Appreciate it - thanks. Enjoy the car
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  #109  
Old 03-19-2006, 01:40 PM
zhpdom zhpdom is offline
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Glad you are ok. Take the money and buy and E46 instead of another E90!

Haha, just kidding. The E90 is a nice ride, just not my favorite. WTF is up with those cup holders?? Gotta love Chris Bangel!

Good luck to you.
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  #110  
Old 03-19-2006, 03:00 PM
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JonathanIT JonathanIT is offline
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Quote:
Originally Posted by SONET
No, it remains the same. And in a lease, you ALWAYS dump the car if it has been in an accident. Let the gap insurance take care of the loss and get as far away from the car as you can. That's one of the greatest benefits of leasing IMHO.

--SONET
I agree. This was the entire reason I went with a lease. I look at it as "catastrophic damage insurance" for the first three years. I knew if I had a major accident, I would no longer want the car anyway, and the resale value would be obliterated with any simple inspection (or carfax report). With a lease, I knew I'd be able to walk away after three years.

I have a friend who went through a similar situation. She bought a new Mazda RX8 when they first came out and pampered it. Then one day she's invloved in a multi-car pileup on the freeway, gets rear ended by a truck, and the car is completely demolished from the drivers seat to the rear bumper. But did the insurance company "total" the car? Of course not, it was new so they paid the $26,000 repair bill ( ) and she was left with a car that nobody wants. She went car shopping and no dealer would touch it on a trade in. So she's stuck in underwater financing until it's paid off, and only then will she be able to get rid of it at a huge loss.

--J.
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Last edited by JonathanIT; 03-19-2006 at 03:03 PM.
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  #111  
Old 04-28-2006, 08:39 AM
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turpiwa turpiwa is offline
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Got it back finally!

Well, it took them 2 months and 1 week. Lots of badgering....
I have been at the shop every day for the last 3 weeks - the shop had no progress for 2 weeks - barely - so I decided I would manage the fix myself Man - they got some process issues in that shop

Final bill - $22,000!

The work looks great and drives straight as an arrow - when I picked it up and took the ramp onto the freeway - not 1 car - must have been a crash or something upstream - like it was a sign or something. So - I took it up to 120 and it was dead on. Very difficult to keep it down to 80 after that - kept creeping back to 100.

When I looked at the default locating lugs for the front alignment on the strut towers (they are the factory settings) they had not even been removed - which means the front alignment was spot on after the fix - no adjustment needed apparently.

I need to keep an eye on things in the next couple of weeks and see if anything falls off etc but so far so good - put 75 miles on it since picking it up (only has 3000 on it after paying for it for 7 months).

I already have to take it back to get a rear bumper crease (very small but ...) fixed - someone in the shop must have run into the back of it or pushed it into a pole
They did initially try and tell me it must have been there - but I put the brakes on that pretty quick and they agreed it must have happened in the shop - of course none of the techs are going to 'fess up!

Also - got the AC Schnitzer spoiler and the front strut tower brace installed - very nice. I'll post pictures later. Next is the ipod integration

All in all - an extremely painful, long experience - but it appears that the job is good. Bird dogging it like I did helped I think.
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Last edited by turpiwa; 04-28-2006 at 12:44 PM.
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  #112  
Old 04-28-2006, 10:16 AM
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Congrats a good job done. Enjoy and drive safe.
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  #113  
Old 04-28-2006, 03:21 PM
bilbarstow bilbarstow is offline
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Wayne - it is really great to hear that everything is spot on after your repair. This has really been a saga ! Please reveal the name of the body shop that you used. They may have been slow and had "process issues" - but the fact that it is so well put back together would make me interested in case I ever have need of their services. Glad you are finally back on the road.
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  #114  
Old 04-28-2006, 03:25 PM
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mdsbuc mdsbuc is offline
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Glad to hear she's back. Best wishes with that new "again" bimmer.
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  #115  
Old 04-28-2006, 06:37 PM
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turpiwa turpiwa is offline
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Quote:
Originally Posted by bilbarstow
Wayne - it is really great to hear that everything is spot on after your repair. This has really been a saga ! Please reveal the name of the body shop that you used. They may have been slow and had "process issues" - but the fact that it is so well put back together would make me interested in case I ever have need of their services. Glad you are finally back on the road.
I agree!

It's Momentum BMW Body Shop.
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  #116  
Old 04-28-2006, 08:26 PM
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mapsbmw mapsbmw is offline
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$22,000 in damages?? To me that seems like enough to have totalled the car. Anyone want to elaborate?
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  #117  
Old 04-28-2006, 09:01 PM
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turpiwa turpiwa is offline
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Quote:
Originally Posted by mapsbmw
$22,000 in damages?? To me that seems like enough to have totalled the car. Anyone want to elaborate?
This is my opinion on how they 'get away with it'

Started at 8,500 as an initial and was stripped down.
A supplemental took it to about 14k once a stripped assessment was done. Once the bulk of the work was done - new rails in, engine back in - they 'realized' they were about 50 hours labor short plus a few more parts so that bumped it about 20k. A final supplement on 'cleaning up the file' took it to 22k.

Interesting process.
Once the insurance company was into it for 14k and 3/4 of the work was done - what's an extra 6 or 8 k
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ED 2005 (11/18) E90 330i, 6MT - Monaco, Burl, ZPP(Blk Lthr), ZSP, ZCW, Active Cruise & Steer, Nav, shades, PDC, Sirius, CA
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  #118  
Old 04-28-2006, 09:30 PM
LDV330i LDV330i is offline
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Quote:
Originally Posted by LDV330i
Quote:
Originally Posted by turpiwa
Well, it took them 2 months and 1 week. Lots of badgering....
I have been at the shop every day for the last 3 weeks - the shop had no progress for 2 weeks - barely - so I decided I would manage the fix myself Man - they got some process issues in that shop

Final bill - $22,000!
Quote:
*******>*******>*******>*******>*******>*******>********>********>********>********>********>********>
Originally Posted by turpiwa
We are up to $16,000 - and they just added an expected 2 weeks to the repair time








Quote:
*******>*******>*******>*******>*******>*******>********>********>********>********>********>********>
Originally Posted by LDV330i
I would venture to guess that your repairs would cost close to $25K. Even that is not high enough to get the car totaled.

It is going to be a painful 2 months to be with out your car.








I just threw a number and time out there. I hope it does not come to pass.
I need to moonlight as a fortune teller.
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Last edited by LDV330i; 04-28-2006 at 09:33 PM.
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  #119  
Old 04-29-2006, 11:29 AM
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mapsbmw mapsbmw is offline
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Quote:
Originally Posted by turpiwa
This is my opinion on how they 'get away with it'

Started at 8,500 as an initial and was stripped down.
A supplemental took it to about 14k once a stripped assessment was done. Once the bulk of the work was done - new rails in, engine back in - they 'realized' they were about 50 hours labor short plus a few more parts so that bumped it about 20k. A final supplement on 'cleaning up the file' took it to 22k.

Interesting process.
Once the insurance company was into it for 14k and 3/4 of the work was done - what's an extra 6 or 8 k
UGH! Well I am happy to hear that the car is right on still!
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  #120  
Old 04-29-2006, 01:24 PM
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afshawnt afshawnt is online now
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Quote:
Originally Posted by LDV330i
I need to moonlight as a fortune teller.
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  #121  
Old 04-29-2006, 01:25 PM
Enclenta Enclenta is offline
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Ouch. Thank god you were okay.
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  #122  
Old 04-29-2006, 06:00 PM
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ad2005 ad2005 is offline
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Quote:
Originally Posted by turpiwa
Well, it took them 2 months and 1 week. Lots of badgering....
I have been at the shop every day for the last 3 weeks - the shop had no progress for 2 weeks - barely - so I decided I would manage the fix myself Man - they got some process issues in that shop

Final bill - $22,000!

The work looks great and drives straight as an arrow - when I picked it up and took the ramp onto the freeway - not 1 car - must have been a crash or something upstream - like it was a sign or something. So - I took it up to 120 and it was dead on. Very difficult to keep it down to 80 after that - kept creeping back to 100.

When I looked at the default locating lugs for the front alignment on the strut towers (they are the factory settings) they had not even been removed - which means the front alignment was spot on after the fix - no adjustment needed apparently.

I need to keep an eye on things in the next couple of weeks and see if anything falls off etc but so far so good - put 75 miles on it since picking it up (only has 3000 on it after paying for it for 7 months).

I already have to take it back to get a rear bumper crease (very small but ...) fixed - someone in the shop must have run into the back of it or pushed it into a pole
They did initially try and tell me it must have been there - but I put the brakes on that pretty quick and they agreed it must have happened in the shop - of course none of the techs are going to 'fess up!

Also - got the AC Schnitzer spoiler and the front strut tower brace installed - very nice. I'll post pictures later. Next is the ipod integration

All in all - an extremely painful, long experience - but it appears that the job is good. Bird dogging it like I did helped I think.
Turpiwa,

Good to hear that you have your car back and its working wonderfully as well. Looking forward to the pics.
Enjoy!!

ad2005
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  #123  
Old 04-29-2006, 06:21 PM
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JSpira JSpira is offline
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Good to see you got the car back - $22,000 later. I'm sure for that amount of money, the work is top notch. Congratulations on being reunited.
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  #124  
Old 04-29-2006, 07:13 PM
BMNewbie BMNewbie is offline
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Hi Turpiwa,

Good to hear all is finally sorted and the car is back home. The most important thing is that you are happy with the work, it drives and handles like it did before and you don't feel shortchanged.

Good one mate.
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  #125  
Old 05-30-2006, 09:58 PM
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Quote:
Originally Posted by turpiwa
This is my opinion on how they 'get away with it'

Started at 8,500 as an initial and was stripped down.
A supplemental took it to about 14k once a stripped assessment was done. Once the bulk of the work was done - new rails in, engine back in - they 'realized' they were about 50 hours labor short plus a few more parts so that bumped it about 20k. A final supplement on 'cleaning up the file' took it to 22k.

Interesting process.
Once the insurance company was into it for 14k and 3/4 of the work was done - what's an extra 6 or 8 k
I'm curious since I'm now in a very similar situation.
My car has very similar damage, maybe a little more severe.
Still waiting for a full estimate, but I talked to the shop today and he guesstimated just in a quick glance ~$12k.




Was there any talk of totaling the car in your situation?
How was it handled with the tripling in cost? The body shop have any explanation for why it became so much more expensive?

I was even thinking of bringing my laptop to the mechanic to show him this thread and your pics/saga...I was hoping to have my car totalled.
But of course that is neither in the insurance nor body shop's best interest- only mine.
Not sure what to do atm...
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appraisal of car via kelly, edmunds, and nada Magna General BMW 22 02-01-2004 07:45 PM


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